Personal Consumer Issues • Finding a good HVAC installer
I've read on HVAC-talk that a good installer is more important than the brand being installed.But how does one find one and know you are getting a good one?Statistics: Posted by A440 — Mon May 06,...
View ArticlePersonal Consumer Issues • BMW CPO vs NEW Pricing Expectations…..How much to...
We are going to be buying a BMW X3 M40i.Normally, I would buy a Certified Pre-Owned (CPO) but am not sure if the numbers make sense at this time.Question 1). How would I go about finding out how much...
View ArticlePersonal Finance (Not Investing) • Applying for SS Spousal
I'm going to apply for my SS benefit tomorrow (online). Does DW have to wait until my application is approved/completed before she applies for spousal benefits? Thanks.Statistics: Posted by leemonster...
View ArticlePersonal Finance (Not Investing) • Treasury Releases Social Security and...
Report dropped todayPress release is here https://home.treasury.gov/news/press-releases/jy2325Social Security report here - https://www.ssa.gov/oact/TR/2024/tr2024.pdfMedicare report here...
View ArticlePersonal Finance (Not Investing) • Should I buy a house despite a significant...
I have the opportunity to take over a VA mortgage with a 3% interest rate on a home located in the area where I currently live. It is a desirable area with great schools. I am currently renting a...
View ArticlePersonal Investments • beneficiary question
On the Vanguard web site it says:You can add beneficiaries to non-retirement accounts owned solely by you. As a reminder, adding beneficiaries to your non-retirement accounts supersedes any will,...
View ArticlePersonal Finance (Not Investing) • What happens if escrow has incorrectly...
Hello, I feel foolish in typing this question. I am about to sell my home and I am going through final settlement with the title company. After receiving the final settlement document, I realized that...
View ArticlePersonal Investments • Hearing Horror Stories that Vanguard Doesn't Let You...
So after opening a new brokerage account at Vanguard (returning customer) I've seen and heard that Vanguard does not let you move your money out to your authorized bank account for extended period of...
View ArticlePersonal Finance (Not Investing) • SSA - Survivor Benefit vs own Retirement...
I just read Mike Piper's latest blog post on miscommunication with SSA and I am confused by this statement:Another common source of miscommunications is the misconception that you “switch to” a...
View ArticleInvesting - Theory, News & General • Allan Roth: Lessons From a Decade of...
It was recently pointed out to me by Ron Day, my editor, that I had penned my first etf.com piece a decade ago. Entitled “Simple ETF Strategies Work,” I argued for a three-fund portfolio comprised as...
View ArticlePersonal Investments • How am I doing?
Below is a snapshot of my current portfolio and questions which require your much needed input and help. I am now officially retired but dealing with some health issues since Covid and getting...
View ArticlePersonal Finance (Not Investing) • Share your retirement cash flow plan
We're two years into retirement and the question I would ask any person approaching retirement is "How do you plan to pay the credit card bill for the big trip you take 6 months after you quit work?"...
View ArticlePersonal Investments • Anyone with experience doing Backdoor Roth at Citibank?
Hi, by any chance, does anyone have real life experience doing Backdoor Roth contributions with Citibank?(*)I know “sometimes” things which are supposed to be simple can get extremely complex with...
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Personal Finance (Not Investing) • IRMAA planning: 2024 income and 2026 IRMAA...
This year I am planning to take my family member as a Qualified Relative for tax purposes. They meet the criteria, and they will keep their income to $5,000 or less, as per the criteria.On my taxes...
View ArticleInvesting - Theory, News & General • Historical performance data
I'm looking for year by year historical data on portfolio performance based on asset allocation.I'd like a chart of annual total return for a 60% equity/40% bond portfolio or 70/30 or other choices....
View ArticlePersonal Investments • 457b Withdrawals
Appreciate all thoughts from those on the BH forum/board. I was thinking if it would make sense to start rolling over money in my governmental 457b to a Roth IRA. Things I'm considering are:1) I may...
View ArticlePersonal Investments • Tax Loss Harvesting Partner for VIOV
Can I tax loss harvest VIOV for AVUV?Statistics: Posted by neopsych12 — Tue May 07, 2024 4:32 pm — Replies 1 — Views 175
View ArticlePersonal Finance (Not Investing) • Protecting assets for potential nursing...
My husband is 14 yrs older than me and he is 77. He has early dementia due to MS lesions and has Essential tremors which are becoming severe. I promise to care for him at home as long as I am...
View ArticlePersonal Investments • Half Financial Advisor / Half Self Directed? - 10.9%...
I am using a financial advisor that has had the majority of my liquid assets for one-year now.He is ranked by Forbes inside the top 200 RIA firms nationwide.I am a business owner, so there is some...
View ArticlePersonal Investments • Mirroring individual bond returns with rolling bond funds
I’m looking to mirror the returns profile of individual bonds with rolling bond funds. Essentially, I would like to ensure that I achieve the current YTM of a rolling bond fund (excluding fees) with a...
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