Personal Finance (Not Investing) • Taxes owed on home sale in Virginia?
I am helping my 83 year old mother sell her house in Virginia after she moved to an 'Independent Living' community where she now owes a monthly rent. She signed a contract and the sale closes next...
View ArticleInvesting - Theory, News & General • Vanguard e-mail contains trackers
Everybody else probably already knows this but I didn't.My Proton mail had a notice that it blocked two trackers in that Vanguard e-mail a couple days ago about their new fees.Proton: "We blocked the...
View ArticlePersonal Consumer Issues • Kobo Color
I like the idea of an eReader with color. Anyone use one?https://us.kobobooks.com/products/kobo-clara-colourStatistics: Posted by rockstar — Fri May 03, 2024 4:03 pm — Replies 0 — Views 129
View ArticlePersonal Investments • Seeking Advice on Self-Managed Portfolio
Hi, I am new to Bogleheads and am looking forward to learning from all of you. I retired 6 years ago and have been working parttime for my former employer and selling off stocks to make up for any...
View ArticleInvesting - Theory, News & General • New [increased] Fidelity fees for...
[Topic is now in Investing - Theory, News & General; clarified topic title that these are fee increases, not new fees. mod mkc]Not to be outdone, Fidelity too will be adding fees to purchase...
View ArticleNon-US Investing • TER or tracking difference (TD) to choose ETF?
Hi allANother poster opened a thread for another reason that then got me to ask this questionPresume you have two ETF tracking the same, say, MSCI ACWIPresume ETF A: TER 0.22% and TD -0.02% vs...
View ArticleNon-US Investing • Portfolio Advice for temporary US Resident Planning to...
Country of Residence: United States (planning to move back to Nepal within 2 years)About my Residency: Currently in the US on temporary visa (F1 student, OPT work authorization). No plans to apply for...
View ArticlePersonal Investments • Bond Ladder Structure?
I am looking for resources that can help me structure a CD and Bond ladder with the longest duration being 10 years. Perhaps a book / podcast or article that someone has read or heard? I am trying to...
View ArticlePersonal Finance (Not Investing) • Buying land and building a house
Good afternoon, first time poster. Looking for feedback on buying an 8 acre lot and building a house on it. My wife and I have 4 kids with 1 more on the way. We currently live in a 1600 sq. ft. house...
View ArticlePersonal Finance (Not Investing) • What am I failing to consider on drawing...
I have been retired full time for a couple of years (thanks again, covid!). My only nest egg is an IRA invested 55-45% in low fee Vanguard ETF's (VTI, VXUS, BND, BNDX). I turn 65 in a few months and...
View ArticleInvesting - Theory, News & General • Who can access my account?
Just curious if you’re an employee of a brokerage/investment firm can you look at any clients accounts at your firm? I have a neighbor that works for such a firm and I’m reluctant to do business there...
View ArticlePersonal Investments • 401k bond fund choices
Recently we adjusted my wife's 401k from 80/20 to 60/40 as we will be retiring within the next 3-4 years. In that adjustment, we left the current bond fund, VFIDX (intermediate corporate bond fund,...
View ArticlePersonal Investments • End of Career Cash Balance Plan Strategy
Hi AllI am 62 and plan to retire in two years and I am in high tax bracket (until retirement). I have all that I need for retirement in Profit Sharing (tax deferred), HSA, Roth 401k and Cash Balance...
View ArticlePersonal Finance (Not Investing) • Career change to helping people with finances
Hey all, I'm a 48 year old guy who has been lucky enough to work in the technology industry for about 20 year. I've done.. ok, but I'm getting to the point that I'm thinking about a career change. And...
View ArticlePersonal Investments • $100k Net Worth at 25: A Teacher's Investment Journey
Since turning 20 in 2018, I've been aggressively investing and saving my income while living at home with my parents. Joining the Bogleheads community in 2020 further fueled my portfolio's growth,...
View ArticlePersonal Finance (Not Investing) • Income for Credit Card Application
I'm curious how other people are answering the yearly income question for credit card applications. We are recently retired and living off investments so have primarily been spending dividends from...
View ArticlePersonal Consumer Issues • Need tires - is $250 tire really better than $140...
I need new all season tires for my car. On Tirerack, there are tires listed for my size that range from $140 (with 65k warranty) to $250 (lists no warranty). So, I am quite confused.Is $250 tire...
View ArticlePersonal Finance (Not Investing) • Sourcing interest income to a state
I will ask this to the insurance company selling the annuity, but does the annuity company report interest income (at the time of distribution/withdrawal) to my state of residence? How does the...
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Personal Investments • Evaluating 30-Year TIPS vs. I Bonds for Long-Term...
I'm currently deliberating between investing $10,000 in 30-year Treasury Inflation-Protected Securities (TIPS) or I Bonds and am trying to determine which option might yield better returns under...
View ArticlePersonal Investments • Question about 61-day dividend and wash sale timing
I have new shares of VTI (Vanguard Total Stock Market Index Fund) in a taxable brokerage that I want to replace with VFIAX (Vanguard 500 Index Fund). (The account already has old shares of VFIAX with...
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