Recently we adjusted my wife's 401k from 80/20 to 60/40 as we will be retiring within the next 3-4 years. In that adjustment, we left the current bond fund, VFIDX (intermediate corporate bond fund, .10 e/r) stand as is, then added a money-market fund SPAXX for the other 20%.
The question we have is, should we stick with VFIDX as our bond fund (would rather take the corporate risk on the equity side of portfolio, but not a show-stopper either) or do we trade it for one of the following in her plan:
DIPSX - DFA inflation protected securities, .11 e/r
FUAMX - Fidelity intermediate treasuries, .03 e/r
VFSUX - Vanguard short term corporate, .07 e/r
Still trying to learn about bond funds. Personally, I like FUAMX the best, but again we don't feel that we have to change from VFIDX. Also, she's had this fund and reinvested dividends since 2004 if that makes any difference.
The question we have is, should we stick with VFIDX as our bond fund (would rather take the corporate risk on the equity side of portfolio, but not a show-stopper either) or do we trade it for one of the following in her plan:
DIPSX - DFA inflation protected securities, .11 e/r
FUAMX - Fidelity intermediate treasuries, .03 e/r
VFSUX - Vanguard short term corporate, .07 e/r
Still trying to learn about bond funds. Personally, I like FUAMX the best, but again we don't feel that we have to change from VFIDX. Also, she's had this fund and reinvested dividends since 2004 if that makes any difference.
Statistics: Posted by bolivia — Sat May 04, 2024 3:57 pm — Replies 2 — Views 182
