Personal Finance (Not Investing) • IRs approved deduction amount for...
[Topic is now in Personal Finance (Not Investing) - mod mkc]Does anyone know what the IRS standard for donations of appreciated assets?Generally speaking when I've donated there's a difference between...
View ArticlePersonal Finance (Not Investing) • Financial pros and cons of obtaining dual...
I'm a US citizen pursuing recognition of Luxembourg citizenship under Article 7. Since they are a EU member this would allow me to obtain a EU passport. I clearly qualify under article 7 and this...
View ArticlePersonal Finance (Not Investing) • Wife's 401k plan termination, company not...
In October 2023 my wife's company was purchased, all employees were made to re apply for their job. They were basically all terminated from the old company and hired new with the purchasing company....
View ArticleInvesting - Theory, News & General • Disabuse me of an impression I have...
I've always stayed away from bonds (less than 10% of my portfolio) because I have an idea that the market may not be incentivized to keep their risk-adjusted return in line with stocks.If I'm...
View ArticlePersonal Finance (Not Investing) • Add External Account at Morgan Stanley
My wife recently inherited several IRAs and brokerage accounts at MS. In trying to add an external account link to our bank, the MS online site is telling me that once I connect to my bank, I'm giving...
View ArticleNon-US Investing • Is there a way to short the Canadian housing market?
I just watched a documentary and feel like shorting the Canadian housing in market (with a small bet). Would you know how to do it?https://youtu.be/RxKI9zKhDNE?feature=sharedStatistics: Posted by...
View ArticleInvesting - Theory, News & General • Looking for an ETF vs index find...
I have read up on the differences between ETFs and index funds but none of the articles present a hypothetical case study to show the financial impact of the differences. I'd love to see something...
View ArticlePersonal Investments • Fidelity 401K. Traditional/Roth contributions. how to...
My Employer 401K is at Fidelity. Have option of Roth 401K. For now I am doing, 1. 50% Traditional 401K contribution (Pretax)2. 50% Roth 401K contribution (Posttax)3. 5% Employer match...
View ArticlePersonal Investments • FIKNX Fidelity Advisor® Small Cap Value Fund Class Z
Hi all. Admittedly tinkering here. I just read the Morningstar's "our best investment ideas for 2024"... Morningstar is very high on the outlook for Small Cap Value in 2024. I just look at my options...
View ArticlePersonal Finance (Not Investing) • Slightly different inheritance question
RM. agree. DeletedStatistics: Posted by Astronaut4 — Fri Dec 22, 2023 8:24 am — Replies 2 — Views 313
View ArticlePersonal Finance (Not Investing) • SS question from a relative.
[Topic is now in Personal Finance (Not Investing) - mod mkc]Probably been answered before but haven't had time or internet connection due to our current storms. One of our relatives , married once...
View ArticlePersonal Investments • Asset allocation - Bond funds or Cash
I have about about 5 years of expenses in Cash, about 1.5 years expenses in a Bond fund (VBTLX - Vanguard Total Bond Fund).Question - would you:a) Spend down the cash first and then withdraw from rest...
View ArticlePersonal Investments • Optimizing taxable account
Currently my taxable account is allocated 55/30/15 (Equities/I Bonds/T-Bills). Is there any reason for urgency in reallocating the 15% in T-Bills to I Bonds and Equities?Statistics: Posted by...
View ArticlePersonal Consumer Issues • A PayPal rant
Beware of PayPal. I noticed a $90.80 ACH from my bank account to PayPal. It has been many months since I used PayPal fora anything so I don't know what that is all about.I tried to look it up on their...
View ArticlePersonal Consumer Issues • Can anyone recommend a mattress pad/cover that is...
I often wake up warm in the middle of the night. I'm not hot to the point where I'm sweating but warm enough to wear I toss and turn on occasion. I've tried various sheets, some that were pricey...
View ArticlePersonal Investments • Portfolio Help
I currently have 984,000 dollars invested. I am 62 my wife is 60. I have a government pension in the amount of 90 thousand per year. My Wife has a pension of 8 thousand per year, she will collect...
View ArticleInvesting - Theory, News & General • Simple or Complex
I have always been a very simple investor and plan to remain so, consistent with most people on this blog. By this, I mean I buy broad-based but generally technology-heavy ETFs and hold them through...
View ArticlePersonal Finance (Not Investing) • buying a house
Hi,Thanks for any insight you might have!My wife and I and 74. We recently inherited $1,000,000+ that is invested in Ed Jones. We have about $275,000 in cash and combined SS of $3,200/mo. Other than a...
View ArticlePersonal Consumer Issues • Laptop backup - BackBlaze alternatives
I've been using BackBlaze for backing up my laptop but seems that they keep increasing the price. What do other BogleHeads use?Statistics: Posted by DarkHelmetII — Fri Dec 22, 2023 10:25 am — Replies...
View ArticlePersonal Finance (Not Investing) • Conservatorship for inlaws - seeking...
My FIL has moderate dementia and my MIL, for various reasons, is unable to maintain finances. My wife has full PoA, which is sometimes useful and sometimes not. Generally speaking, their finances are...
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