Investing - Theory, News & General • Do cap-weighted funds strictly align...
Please explain to me how owning cap-weighted index funds is not "picking stocks", because this seems like a glaring inconstancy to me. Thank you!Statistics: Posted by thatbrian — Tue Feb 27, 2024...
View ArticlePersonal Finance (Not Investing) • Tax-exempt nonqualified interest
Many brokers seem to use the same software to produce their respective Form 1099 packages. That is plainly evident from the organization, content, line-item descriptions, etc., of both the official...
View ArticleNon-US Investing • Diversifying my portfolio
Hello all, I've started investing 5 years ago, but 3 years ago I took it more seriously, investing in ETFs (mostly), but also have some individual stocks and crypto.Two years ago i also started to...
View ArticleInvesting - Theory, News & General • Chances of deep in money covered...
Hello, I have sold deep in money covered call and trying to figure out if it would get exercised. Let me give some background in real numbers. I sold covered call for Meta @330 when the stock was at...
View ArticlePersonal Finance (Not Investing) • New Fidelity Solo 401k Effective Date for...
I would like to open a solo 401K with Fidelity (I am the only employee) for a consulting business in 2023. I plan to make 2023 contributions that I can apply on my 2023 tax returns. According to Mike...
View ArticlePersonal Investments • First Post, Am I too late?
I am 32 and have just recently begun my journey into investing and I'm currently investing the max to DW and my own Roth Ira every year(100% VTSAX). I'm a little late to the game and a little...
View ArticlePersonal Finance (Not Investing) • How to model inflation in Retiree...
Awhile back I started a thread on how to test RPM and PRC to see if I got fairly close results between the two, to decide on strategy for Roth conversions, with the metric being portfolio size at end...
View ArticlePersonal Consumer Issues • When do electric cars stop making sense?
Our old reliable RAV4 is reaching the end of its life, it is primarily just a commuter car and gets a solid 33 mpg.I figured an electric car might be a good replacement, but then did some back of the...
View ArticlePersonal Finance (Not Investing) • Is there insurance that covers missed...
Hi everyone,I'm revisiting my affairs and have a question about what happens business rent after you die. I'm self-employed and rent an office that has a five-year lease. We are in year 3 with an...
View ArticleInvesting - Theory, News & General • Video about Derivatives and...
Veritasium does a lot of great science videos. This one is about Derivatives and Efficient Markets.https://www.youtube.com/watch?v=A5w-dEgIU1MBelow is Gemini AI's summary about the video.This video...
View ArticlePersonal Finance (Not Investing) • Leaving IRA to DAF (donor advised fund) on...
Situation:Would like to leave entirety of traditional IRA to Fidelity Charitable (DAF) upon death of account owner. We are getting mixed answers on details regarding estate valuation for (potential)...
View ArticlePersonal Consumer Issues • Mini Excavator Question: CAT vs Kubota
We are looking at a very large purchase in buying a mini excavator and were wondering if the benefits of going with a CAT are better than going with a Kubota. My neighbor who operates heavy machinery...
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Personal Investments • Deep Dive: Poor Tax Efficiency of Vanguard...
I just finished my taxes and had an unwelcome surprise of several K $ extra compared to my very detailed modeling of estimated taxes. The culprit is VG dropping the ball on tax efficiency for 2023...
View ArticlePersonal Finance (Not Investing) • TurboTax and estimated tax payments
I used TurboTax and have for years. 2023 was my first year paying estimated taxes which I figured out using a spreadsheet (retired). I came pretty close.When I filed and looked at what TurboTax...
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Personal Investments • Portfolio Review Request & Questions After 10 Years
Emergency funds: six months of expensesDebt: $123K home mortgage @ 2.6%Tax Filing Status: Married Filing JointlyTax Rate: 24% Federal, 7.65% StateState of Residence: WisconsinAge: mid-30s (no kids,...
View ArticlePersonal Investments • How Can I Fix This Mess? - Investment Advice
I'm letting my visiting friend ask his question under my account:Please don't chew him up... he's pretty nervous about the responses he might get...---Hello,I hope people here will understand that I...
View ArticlePersonal Finance (Not Investing) • We can afford this house, but are we doing...
Hey All,Thank you ahead of time.My wife and I are building a home in a desirable ski town, medium cost of living, high cost of ownership. This area is limited on available land to build, and there is...
View ArticlePersonal Finance (Not Investing) • Roth conversion during retirement question
Hello!Hope this message finds you well. I am asking assistance or guidance regarding my parents' retirement situation. My parents are in a stable financial position between pension, social security,...
View ArticlePersonal Finance (Not Investing) • Requesting a credit limit increase
After I file my 2023 taxes, I want to request a credit limit increase for my Capital One credit card. During 2023, I had income from Vanguard Treasury Money Market Fund, Vanguard Municipal Money...
View ArticlePersonal Investments • Mega Backdoor Roth at Fidelity - general questions +...
I decided to start doing Mega Backdoor Roth this year (I’m already maxing employee portion of 401k, HSA and Backdoor Roth IRA). I called Fidelity and confirmed that my 401k plan allows after-tax...
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