Personal Finance (Not Investing) • New Car Extended Warranty?
I'm generally never a warranty guy, but...hear me out. We just bought a brand new 2024 Honda CR-V Sport Touring AWD Hybrid. I can get an 8 year, 120k mile extended warranty from Honda for about...
View ArticlePersonal Finance (Not Investing) • Overcontributed to 401k $66,000 total -...
2023 total 401k contribution limit was $66,000My total contribution was $66,925 with over half of it being after-tax contributions (which were auto-converted to Roth 401k).At this point, what's my...
View ArticlePersonal Finance (Not Investing) • Medicare Not admitted to Hospital/under...
Recently a friend went to the hospital for a procedure. It was postponed over the weekend & the friend admitted under observation. I understand that Medicare declined payments for the stay. I knew...
View ArticlePersonal Finance (Not Investing) • Health Insurance "Selective...
2 months ago I had a hospital procedure, they sent several claims to my insurance. Some of the claims were processed within 1-2 weeks, but the other claims were still pending response from insurance...
View ArticlePersonal Finance (Not Investing) • Help me understand switching to a new job...
I was unemployed for the beginning of 2024 and covered on my wife's family plan. We took out the max $3200 for the FSA through her work.Now I am going to start a new job in February that has a single...
View ArticlePersonal Investments • Feedback on "Millionaire Fastlane"
Hello folks,Context:29MI started my journey in 2022, so I am still "new"I started disciplined investing based on Bogleheads/Simple Path to Wealth principlesI live below my means, max out 401k,...
View ArticlePersonal Consumer Issues • Alternative to Uber/Lyft. Anyone take car service...
I’ve grown pretty tired of Uber/Lyft when going to the airport. It’s a craps shoot who will show up when you order a ride. You pay the same regardless of whether a polite, safe driver shows up in a...
View ArticlePersonal Finance (Not Investing) • IRA Confusion
I made my 2023 contribution to my Roth IRA before I realized that my MAGI was going to be over the limit for making Roth contributions. I know that I need to get that money out of the Roth and into a...
View ArticlePersonal Consumer Issues • Tesla trade ins
Does Tesla offer more/same/less for NON Tesla trade in value for buying versus leasing a Model Y for 3 years?Thanks in advanceStatistics: Posted by sil2017 — Thu Feb 01, 2024 8:58 pm — Replies 0 —...
View ArticlePersonal Investments • Bond ETF yields and dividends
This is probably a question that has been beaten into the ground, so I apologize in advance (I did search first, but didn't find my answers exactly).I have 2 questions that are connected.First, is...
View ArticleInvesting - Theory, News & General • Financial Reportage
Very often, after an up day in the stock market, reporters will say "stocks rose on the expectation that interest rates will fall."Or alternatively, after a down day in the stock market, reporters...
View ArticlePersonal Investments • Investment suggestions for an ongoing trust?
Greetings financial comrades in arms,I soon will be tasked with administering a special needs trust for a relative, as I will be the trustee. The amount to be placed in the special needs trust will be...
View ArticlePersonal Investments • Guidance
New to this forum but have read up on a bunch of different topics here over the last few years that have given me some guidance (whether I follow them to the T or not is a different issue). Overall, I...
View ArticleNon-US Investing • Streamlining my portfolio
Hi everyone,I used to live in the UK before moving to Asia and here's my portfolio.20% of my liquid net worth in LifeStrategy 80% equity 20% bonds75% of my liquid net worth in iShares Core MSCI World...
View ArticlePersonal Finance (Not Investing) • TurboTax stock sale loss
OK, really struggling with this. I was able to import my mutual fund 1099-DIV and 1099-B directly into TurboTax by search for "T Rowe Price Mutual Fund". However, when I tried to import a stock sale...
View ArticlePersonal Investments • Looking for LTCG investments
I’m 76, 68.9% of my IRA is in Roth, my mortgage was paid off in 2023.So I now have some extra cash to invest each year. I live in what I call my Sweet Spot, my taxable income is at the top of my 12%...
View ArticlePersonal Consumer Issues • Automatic Water Shutoff Valves: brands,...
Our insurer would like us to get a whole home auto water shutoff value, which apparently lowers our premium a few hundred dollars a year. I figure it's probably not a bad idea considering water losses...
View ArticleInvesting - Theory, News & General • Staying in 12% tax bracket w/ annual...
Hello knowledgeable forum members. As my DW (43) has been a SAHM & out of workforce, I (45) would like to take advantage of being in the 12% federal tax bracket by converting traditional IRA to...
View ArticlePersonal Finance (Not Investing) • Morningstar forums
Has Morningstar done away with their discussion groups ? I can't seem to find them from the homepage.Statistics: Posted by RustyShackleford — Fri Feb 02, 2024 7:20 pm — Replies 2 — Views 233
View ArticlePersonal Consumer Issues • Fairbanks Alaska in Feb - rent a car or Uber?
Hi all,We're planning a trip to Fairbanks in late February. I'm not used to driving in heavy snow. So I was wondering how difficult it'd be to get around Fairbanks using Uber / taxi ? We're primarily...
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