Personal Investments • Rebalance into TIAA RE or not
We have an old TIAA CREF account that holds about 8% of our retirement portfolio. It has been invested the same way since it was established, 20% TIAA Trad, 10% TIAA RE, 30% CREF Stock, 15% CREF...
View ArticlePersonal Investments • Saving for Grandkid
HiI have a 8 month old grand kid. Instead of leaving my assets to my daughter and Son-in-law. I would like to invest towards future of my grand kid for her education and extra curriculars.I have gone...
View ArticleInvesting - Theory, News & General • Primecap funds
I received an email from Vanguard yesterday (probably because I own Primecap Core) stating that it is considering reopening the Primecap and Capital Opportunity funds to new investors and asking me if...
View ArticlePersonal Finance (Not Investing) • 1099-MISC for business credit card...
I was surprised today when I got a 1099-MISC from Chase for a referral bonus I got on a business credit card. It’s listed as “other income” in the amount of $800 for 80,000 points. My question is...
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Personal Consumer Issues • Fidelity Margin account options
I opened a Fidelity brokerage account to be my taxable brokerage account and also act as my checking account (pay bills). I decided to add margin just in case. I don't plan on needing it, but rather...
View ArticlePersonal Consumer Issues • First time Amtrak train ride. Is there anything I...
Im taking my family on Amtrak train ride on South West Chief. This is a route between Chicago and Los Angeles. We will have a family room with shared bathrooms and showers. Is there anything I should...
View ArticlePersonal Investments • Vanguard/Fidelity Funds - Splitting the Difference
I moved everything to Fidelity last year but ironically I own almost exclusively Vanguard ETFs. Which is okay, I'm sure. But I'm thinking that to spread the possible risk (are there security risks to...
View ArticlePersonal Investments • New Marriage as a FERS annuitant, TSP is no longer...
Greetings fellow TSP investors,This is a Public service announcement to alert folks to something that took me by surprise even though I thought I was well informed and had legal advice to protect my...
View ArticlePersonal Finance (Not Investing) • Back door roth/ Form 8606 H and R block
Can someone help me?I opened a traditional non deductible Ira with $7500. I then immediately rolled it into Roth (new).I received a 1099r stating the $7500 is worth $7514.In H and R Block software it...
View ArticlePersonal Finance (Not Investing) • Military Spouse and State Taxes
I'm asking this because I am loath to pay Intuit for TurboTax Live Assistance. This shouldn't be so difficult.Background info...His home of record and official residency is Oklahoma.Her home of record...
View ArticlePersonal Investments • Comparing future value of pension and social security
I am 30 years away from retirement. I was checking SSA and see that I have an estimated benefit of $2,600 monthly. I also have a pension from a previous job estimated at $1,300 a month. I was...
View ArticleInvesting - Theory, News & General • Vanguard Download account...
I just tried to download my account transaction data via Vanguards download center web page and received the following error message:At this time, we're unable to download Vanguard account data. We're...
View ArticlePersonal Finance (Not Investing) • Love my job, told re-lo for RTO or no...
Age: 39Sector: TechnologyTotal Comp: ~$191Super flexible work. Role: High level ICI work remote, my manager works remote, my VP works remote. I work on a global team where few people even live in the...
View ArticlePersonal Investments • Reducing Income to do Mega Backdoor Roth
I am a 38 year old engineer who has been working at a megacorp for 16 years. My employer's 401k plan allows in-service rollovers of after-tax contributions to a Roth IRA, which has allowed me to take...
View ArticlePersonal Investments • Mega backdoor and changing jobs mid-year: Fund the...
I'm doing the Megabackdoor with Fidelity. I usually do the normal 401k then the post-tax after I max out the standard limit. If I am thinking about changing jobs, the way I read the rules is that I...
View ArticlePersonal Consumer Issues • Best towns with great schools, weather, outdoor...
Another "where should I move" thread got me thinking about living in different parts of the US. I'm looking for a unicorn but figured I'd ask. Top priorities are:- great weather, warm/hot in the...
View ArticlePersonal Finance (Not Investing) • No way to stop estimated tax penalties...
Ordinarily, estimated tax penalties consist of interest that accrues on the amount that you're underpaid for a given quarter. The interest begins accruing on the estimated tax deadline for that...
View ArticlePersonal Finance (Not Investing) • Tax Bill
The tax bill approved the the house today contains an expanded child credit. To those with children, should we wait to file our taxes? If the bill is signed into law, will if allow for the expanded...
View ArticlePersonal Consumer Issues • Mechanical Protection Plans - anyone ever benefit...
The last two cars we have purchased - we negotiate out the door price. Get to finance office. Hard no on every thing they want to sell.Once it’s clear we wont say yes to anything. They say - my...
View ArticlePersonal Investments • Question about Bonds
My question is..The money I have allocated for either bank CD or Bonds like (BND) from vanguard..A yearly bank cd is taxed at what we my yearly tax bracket is. But with a bond like bnd is that money...
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