Personal Investments • For Those Who Are Retired Do You Keep Cash Accounts
For those of you who are retired and spending down your portfolio, what percentage, if any, do you keep in a safe cash type fund or saving accountI’m getting ready and thinking about how to do this...
View ArticlePersonal Investments • Fidelity Roth conversion and tax withholdings - am I...
I will do a Roth conversion in December 2023 for the first time and appreciate help to be sure I am doing this correctly. Early next week I plan to convert $40,000 from my Fidelity Rollover IRA to my...
View ArticlePersonal Investments • Should I contribute more than company match in 401K?
Hello, I read recent posts regarding traditional vs. Roth 401k and revisited wiki pages on the topic. But I’m having trouble applying to my situation and thought I’d ask. There is 800k in traditional...
View ArticleInvesting - Theory, News & General • Winning the game and Dry Powder
Once you have "Won the game" does the concept of keeping some "Dry Powder" for opportunistic investing become relevant?Statistics: Posted by TheTimeLord — Sat Dec 16, 2023 9:05 am — Replies 9 — Views...
View ArticlePersonal Finance (Not Investing) • Is it right for me to give up on backdoor...
I have a large amount in the 401k of a former employer. I don't plan to keep it in the current 401k regardless since it has limited investing options and I can get lower cost options outside of the...
View ArticlePersonal Investments • Deferred Compensation | 37% Bracket | 4 Years to...
Help us out. A friend has the option for deferred compensation and is 4 years from retirement. He/she is in the 35%/37% brackets and is giving away a $hit load of money to the government. What would...
View ArticlePersonal Consumer Issues • LSAT Prep courses - need input
A family member is considering taking the LSAT and applying for law school. Does anyone have any recent experience (or heard anything) with any of the LSAT prep course vendors? Maybe a family member...
View ArticlePersonal Consumer Issues • Mint Mobile Question
Hello, I am trying to opt out of Mint sharing my personal info like phone number and address to marketing companies. Do you know if this link is where I do so? If so, do I click on “request to delete...
View ArticlePersonal Consumer Issues • Thoughts on Audi Q5? Any Problems?
We are shopping for compact luxury SUV's. My wife likes the Audi Q5. However, I have read several negatives on the web, mostly surrounding the blue tooth frequently disconnecting and the need to...
View ArticlePersonal Investments • Total Market vs Blue Chip Growth
I was thinking about this whether it be for a 3 fund portfolio or other investing strategy. Using portfolio visualizer I entered $100,000 in 100% in both FBGRX (Fidelity BlueChip Growth) and SPY...
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Personal Investments • Changing Asset Alloc to a equity:cash ratio
Hello Experts,While I had been following a bogleheads VOO:BND type portfolio for the last few years I am in the process of changing this to a VOO:(TBILL+Moneymkt) portfolio. This is primarily due to...
View ArticlePersonal Finance (Not Investing) • Has Multilist Realestate Monopoly...
I've bought and sold a handful of primary residences in the last 25 years and grinned and bared the 6% commish. This spring I may approach the market again. Has a BH had a recent experience with a...
View ArticlePersonal Finance (Not Investing) • $1m AUD loan from foreign persons
I’m hoping someone can double-check that my understanding of the following is correct:1. My in-laws, who are Australian citizens want to make a personal loan (not from a trust) of $1m ($667k USD) to...
View ArticlePersonal Investments • Should I roll over Roth TSP into Roth IRA for Compound...
I've been seeing some topics online and videos regarding obtaining the first 100k in investments to really see the significant difference compound interest can make. I am heavily considering rolling...
View ArticlePersonal Investments • Help verifying my solo 401k calculations
I have both W-2 and 1099 income this year (unincorporated sole proprietor), and I am thinking about opening a solo 401k at E*Trade (for the Roth option). My W-2 income puts me in the 24% tax bracket,...
View ArticlePersonal Investments • Empower users - tracking before and after tax return?
Looking at my Employer plan, I notice that empower tracks before, after, and employer contribution. Empower however do not track which funds are invested in aftertax, but since in a 401K after tax...
View ArticlePersonal Investments • I Messed Up How Do I Get Back In
Retiring next year and got nervous about the economy. Panicked and had sold much of my stock funds (VTI,VUG,VGT). Current allocation in round numbers: 200,000 Emergency Fund 700,000 BND and TBills...
View ArticlePersonal Finance (Not Investing) • SIL considering a PhD in Engineering,...
My son-in-law has just finished an MS in materials engineering. One of his professors encouraged him to pursue a PhD in Manufacturing Engineering. We have discussed a lot of non-financial issues of...
View ArticleInvesting - Theory, News & General • Roth IRA and tax theory
I understand that distributions from Roth IRA are/will be "tax-free".However, the distributions are still considered income, correct? So these distributions could push other rates on other income...
View ArticlePersonal Consumer Issues • ideas for killing time near SEATAC airport with kids
we're picking up our Ukranian exchange student at Seatac who will be interviewing on re-entry to apply for a different Visa type. we're making a trip of it and taking our kids (10 & 12) to see...
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