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Personal Investments • I Messed Up How Do I Get Back In

Retiring next year and got nervous about the economy. Panicked and had sold much of my stock funds (VTI,VUG,VGT).

Current allocation in round numbers:

200,000 Emergency Fund
700,000 BND and TBills < 1 year
800,000 VTI/VUG
800,000 cash in IRA/Roth. The MM are paying 4.XX but we know that may not last.

Desired allocation 50/50

I want to get back into the market, but how? I am OK with all at once but the market is so high now. Should I wait until there is some correction. A percent each month?


Thanks

PS No more listening to the financial "experts", they are so often wrong. The BH way is the only way going forward.

Statistics: Posted by LaramieWind — Sun Dec 17, 2023 6:52 am — Replies 14 — Views 1299



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