Personal Finance (Not Investing) • DIA compliance with IRS 72(t) SEPP rule
It has been my general understanding that deferred income annuities purchased with IRA money, with their equal payments for life, would comply with the IRS rules under 72(t) and SEPP. But, I am having...
View ArticlePersonal Investments • Spending down cash in a stock market downturn - does...
This is something I've been wondering about and haven't found a consensus or answer to. I see a lot of retired people say they hold cash or cash-like liquid assets to spend during a stock market...
View ArticlePersonal Finance (Not Investing) • Help! Need streaming movie / show...
Both my parents are nearly 90 yrs old, & at this point spend most of the day in their recliners napping & watching TV. My mom is entertained by pretty much anything, but it's getting really...
View ArticlePersonal Investments • Trading Options on Margin enabled Vanguard Brokerage
HiI have margin enabled on my vanguard margin. Never used it or intend to use it.(But once I got charged few cents margin interest, because I with drew funds that were not settled yet. I asked VG to...
View ArticleInvesting - Theory, News & General • How is an ETF of long-term U.S....
I bought EDV, Vanguard Extended Duration Treasury Index Fund ETF Shares, in a taxable account and I have some questions:1) Do I have to pay taxes quarterly?2) Is it true that I have to pay taxes on a...
View ArticlePersonal Investments • RSU
Dear Bogleheads,Wanted to seek some advice on RSU grants. I usually let my RSU's come in and keep them for sometime. Last cycle I requested "Sell for cash" through employer and they depositd...
View ArticleInvesting - Theory, News & General • Vanguard Conversion from MF to ETF...
FYI - Vanguard now offers an option to convert from MF to ETF on their website. It's under Transact > Buy & sell > View more actions > Convert Vanguard mutual funds to ETFs. Makes it a...
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Investing - Theory, News & General • Really Bad Day (RBD) Activities
Awhile back, I read a post about RBDs that laid out the definition and some metrics and do’s/don’ts. Now I can’t find it, despite having used the search. If that sounds familiar, could someone please...
View ArticleInvesting - Theory, News & General • Domain name investing
Apparently domain name investing is a thing, where you buy a web domain (e.g. bogleheads.org) and then sit on the rights to it until you can sell it to a greater fool (or someone who wants to use the...
View ArticlePersonal Investments • Is this legal - Mortgage question
The home I live in is co-owned by my dad and myself (50/50) but the mortgage deed is in my dad's name but I have been paying the mortgage all these years. I would like to re-finance and remove him...
View ArticlePersonal Investments • Why not Puritan or Wellington?
Q: I know these are not index funds ... but what is wrong with holding FPURX (Fidelity Puritan) or VWELX (Vanguard Wellington) as long as they fit my asset allocation profile?Background: My spouse is...
View ArticlePersonal Consumer Issues • How much data is needed for TV streaming?
Shopping for an internet plan for streaming on YouTube TV. The plan I'm looking at has a useage allowance of 400gb/mo. Does anyone know if this is sufficient to support TV streaming on YouTube...
View ArticlePersonal Finance (Not Investing) • 529 question
Hello, all,I’ve asked Vanguard, where I hold 3 529 accounts. They say read IRS Pub.970. Can’t find the answer there. Tried calling the IRS and the question didn’t fit into their long list on their...
View ArticleInvesting - Theory, News & General • Inherited ROTH IRA
I posted a link two years ago about an inherited Roth IRA and got some good feedback… In the meantime, the rules seem to have evolved a bit, so I’m looking for feedback on what resources (I.e....
View ArticlePersonal Investments • Looking for Financial Planner in Boston area
Hello Bogleheads, this is my first post. I recently finished reading Larrimore's The Bogleheads' Guide to the Three-Fund Portfolio, The Bogleheads' Guide to Investing. I am now reading Rick Ferri's...
View ArticlePersonal Finance (Not Investing) • What should I know prior to contacting...
With the goal of getting our act together and finally putting a Will/Living Trust together, I recently read "The Living Trust Advisor: Everything You (and Your Financial Planner) Need to Know about...
View ArticlePersonal Investments • Another Roth vs Pre-Tax Question, plus converting in...
Hi everyone- thank you in advance for trying to help me brainstorm this!I'll try for a succinct background- my husband and I are 45, plan to retire in 5 years, and have no kids. At 50, we both have...
View ArticlePersonal Finance (Not Investing) • Looking for a Professional Executor for...
We live in Florida and are looking for a professional executor for our estate. Our children do not want to serve even though they understand there is a cost.The executors our attorney suggested were...
View ArticlePersonal Finance (Not Investing) • Any issues with closing down $0 Roth IRA?
I'm simplifying my financial life. There's a $0 Roth IRA that I'd like to close. Does this generate any type of tax forms I need to fill out (like I'm seeing with the posts on closing a Solo 401k), or...
View ArticlePersonal Finance (Not Investing) • Pay 15-year-old for book reports?
We are thinking of paying our 15-year-old son for book reports he completes from a list of books his mother and I create. We want to incentivize him to read classic books (e.g. Of Mice and Men, The...
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