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Personal Investments • Spending down cash in a stock market downturn - does this actually work?

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This is something I've been wondering about and haven't found a consensus or answer to. I see a lot of retired people say they hold cash or cash-like liquid assets to spend during a stock market downturn. The idea is to not spend the equity assets, leaving them alone to recover. I know this is may seem like it's a good idea (psychologically at least) but does it actually make any difference? Has anyone done any sort of a simulation on this?

Statistics: Posted by GaryA505 — Tue Sep 03, 2024 12:50 pm — Replies 14 — Views 820



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