Investing - Theory, News & General • Comparison of asset allocations
I wanted to compare the following asset allocation for performance and volatility 1. 100% US index(VTI)2. 100% Global index (VT)3. 100% Intl index (VXUS)I am trying to get for the last 50 years. PV...
View ArticlePersonal Consumer Issues • suggestions for shrubs
Our bushes out front had gotten way out of hand, deer-eaten, and overgrown. Looked like a mess. So we just had a landscape company rip all that out, build a couple low stone walls, and fill in the...
View ArticlePersonal Finance (Not Investing) • Basic requirements for a trust to be...
I know @bsteiner regularly recommends inheriting in trust rather than directly for several reasons. The only reason that interests me is keeping it out of my kids' estates because they might have...
View ArticlePersonal Investments • Vanguard June dividend
I have 8 Vanguard mutual funds including VTSAX. All of them have traditionally paid a June dividend around June 22-26. Zero of 8 have paid a dividend in June as of June 27. Does anyone know the reason...
View ArticlePersonal Investments • Target date funds with less international expsure?
Most target date funds tend to have relatively high international stock & bond exposure. Does anyone know of any that have less international exposure?Statistics: Posted by momopi — Fri Jun 28,...
View ArticlePersonal Investments • TIPS Purchase Discrepancy
First time Treasury purchaser. Last week I bid $200k to buy 5 year TIPS. This week my bank withdrew over $204k to cover the purchase. My TreasuryDirect account shows I own $200k in 5 year TIPS. Where...
View ArticlePersonal Investments • Retiree IRA minimal tax
This retiree is paying to much tax to withdraw from IRA. I'm a 70 year old that is frustrated to learn my tax burden from IRA after taking social security will cost 22% for every dollar withdrawn. My...
View ArticlePersonal Consumer Issues • Water bottle for an upcoming international trip
Hello Bogleheads,I'm looking at a trip to Central/South America later in the year and am in need of your guidance for water bottles. I may not be able to boil water, so I'm looking for a water bottle...
View ArticlePersonal Finance (Not Investing) • Layoff Advice
Hello. I'm in an interesting layoff situation and wanted to get some thoughts. For the last year my company has been moving quite a lot of job functions overseas. Although they haven't announced it,...
View ArticlePersonal Finance (Not Investing) • Vanguard: What documents to download...
After always having separate taxable brokerage accounts at Vanguard (before we could be married), my spouse and I are combining them to simplify. Before this happens, what statements or reports should...
View ArticlePersonal Finance (Not Investing) • 529 withdraw all funds for expenses of 1...
Can you withdraw all funds for the year's worth of expenses at once at the beginning of the year for two semesters? Or does the IRS want you to pull out the funds only when you need it?Example:...
View ArticlePersonal Consumer Issues • How much to pay for a Bronco?
Anyone on here have one and how do you like it?… any probs? I’m possibly in the market for one if I can get it at a good price..This would be a fun non daily driver vehicle. There are two in my area...
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Personal Finance (Not Investing) • Career Advice for a Young Professional
Hi All - I’m a 32 year old single CPA living in a very low cost of living city and am looking for some career advice. I worked at a top 20 firm for 7.5 years. Started at $48,000 in 2016 and left in...
View ArticlePersonal Investments • VFIAX Today
S&P 500 dropped 0.41% today but VFIAX (Vanguard 500 index fund) dropped 0.75%. Usually daily movement is exactly the same. I am not concerned about daily movements but am curious to know the...
View ArticlePersonal Finance (Not Investing) • Trust as IRA contingent beneficiary after...
I'm having trouble seeing how to keep the probate estate from becoming my IRA beneficiary under certain circumstances. We want it go to spouse if living, and directly to a pass-through accumulation...
View ArticlePersonal Consumer Issues • Where to seek urgent care when traveling in Canada?
I have heard about horror stories about the long wait for medical care in Canada. We are traveling to Canada. Given our ages and medical history, there is a remote but positive possibility that we...
View ArticlePersonal Consumer Issues • Replacing Roof and Considering Solar
In the coming months, we plan to replace our roof at our home in the Houston area. We are also considering the option of installing solar panels at the same time. Our total electricity usage for the...
View ArticlePersonal Finance (Not Investing) • After 401k and Roth IRA, what's next? 457b...
We each have a pre-tax 401k and Roth IRA being maxed each year, as well as some taxable account money that was leftover after buying a house and having a child. Some additional income could still be...
View ArticlePersonal Investments • Investment lesson learned
Just wanted to share our recent investment fiasco to reinforce index investing and discourage individual stock trading. After a very long time, we tried trading stock of a company called Super Micro...
View ArticlePersonal Finance (Not Investing) • Fender Bender - interesting option
I filed a report with my insurance company regarding accident online.Online, it states that I am not at fault.It presents the option to have my car fixed using my insurance with my deductible. If I...
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