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Personal Finance (Not Investing) • Should I cash I bonds and buy T bills

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We bought about 60 K of I bonds when the rates were high with no fixed rate . I consider it part of our EF

With rates being low ( I believe 2.96 percent), does it make sense to cash out and invest in T bills or CDs
I think we will need to pay tax on 6-7 K, this year adding that amount doesn’t put us in any new tax bracket .

Has anyone cashed out I bonds after the rates dropped ?
Even our mortgage is 6 percent and we might put 20 K towards that .

Thank you

Statistics: Posted by Sho — Wed Jun 19, 2024 9:43 pm — Replies 1 — Views 108



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