Personal Finance (Not Investing) • Interest income taxability for NRA
I will be a Non Resident Alien (NRA) starting FY 2024.I have kept portion of my assets in Savings/CD accounts of a National bank, a Credit union as well as Wealthfront.As per IRS, interest income is...
View ArticlePersonal Finance (Not Investing) • DAF - Vanguard, Fidelity, or ?
I plan to establish a Donor Advised Fund (DAF) with $50,000. I would like to learn which custodian would be best for me. Can others share their thoughts about Vanguard, Fidelity or other DAF...
View ArticlePersonal Consumer Issues • Mapping program to document vehicle accident
Looking for a program that will show location of vehicles involved in a minor collision. Looking for something similar to Google Earth. I would like to use Google Earth Pro, but it is not available...
View ArticlePersonal Finance (Not Investing) • Sell for $3k loss today and buy back in 31...
We are thinking about selling a stock for a $3,000 loss today and then plan to buy it back after 31 days.Any words of wisdom before we do this?Statistics: Posted by teelainen — Fri Dec 29, 2023 12:59...
View ArticleInvesting - Theory, News & General • Public company sold; tax...
The company I work for is publicly listed and there are internal rumors that we might be bought over in the upcoming year. I have vested and unvested RSUs. If it matters, under the vested bucket, I...
View ArticlePersonal Finance (Not Investing) • 12% withdrawal rate?
Our plan in retirement is to end with less (but not zero). Over the next ten years the value of our retirement accounts is supposed to decrease by about half. By then, expenses will be lower and...
View ArticlePersonal Investments • Allocation check for 76/74 parents going into assisted...
Hello,My parents are are 76/74. Mom just broke her hip, they will be moving into assisted living while she heals. Parents are starting to have memory issues and I am encouraging them to stay in...
View ArticlePersonal Finance (Not Investing) • Gift tax in community property state (Texas)
Hi Fam - My wife and I have $55k to gift to a relative. This money sits in wife’s separate bank account.Question:Can we give $34k (we file taxes jointly) to her relative in 2023 and remaining in 2024...
View ArticlePersonal Finance (Not Investing) • What big hairy audacious goals do you have...
What big hairy audacious goals do you have for 2024?Why is this your goal?I am thinking about my goals, and I am looking for thought starters. My current goal, beyond 2024 - How to free up 6 weeks in...
View ArticlePersonal Investments • Investment plan going into 2024
Hello What are your plans going into 2024 from a personal investment point of view? What is your portfolio going to be? Are any 3 ETFs or individual stocks to look out for? Based on the recommendation...
View ArticlePersonal Investments • Vanguard Federal Money Market VFMXX
Hi everyone. Will this Vanguard settlement fund likely produce results directly in relation to the Fed lowering (or raising) interest rates?The yield is currently 5.3%, I would like to “ride it” for 6...
View ArticlePersonal Finance (Not Investing) • Retirement and Fasfsa look back
So from what I read fasfa look back 2 years for financial aid. If you retire in the middle of your kids graduate from college, do they allow a revision?Statistics: Posted by gavinsiu — Sat Dec 30,...
View ArticlePersonal Investments • Moving Accounts to Schwab
Is there a simple way to move all my Vanguard accounts over to Schwab? Or is doing so a big nightmare? Obviously I don't want to liquidate everything and then re-invest with a new platform.Statistics:...
View ArticlePersonal Investments • Any Way I Can Reduce Taxable Income in 2024?
I'm probably trying to squeeze blood from a stone here, but does anyone see a way to reduce my taxable income (besides quitting my job!) in 2024? I'm single and my AGI for 2023 will be over 200k,...
View ArticlePersonal Investments • Should AA change if I have significant annuity income?
Let's say that I'm 61 with a significant risk of being forced to retire soon and that I have about $3.6m net worth, including $500k equity in a house that is paid off. Of the remaining $3.1m, $1.2m is...
View ArticlePersonal Finance (Not Investing) • Form 8606 for Roth conversion only
My accountant did not fill out form 8606 for several years of Roth conversions. He filled them out for the years I did backdoor Roth’s. He has been unresponsive about filling them out for me despite...
View ArticlePersonal Consumer Issues • Radiator Flush
I posted before about a radiator flush.I had it done today, it would have gnawed at me if I didn't (bought new Nov 2018).Went to the dealership because as somebody here stated that it would be better...
View ArticlePersonal Investments • Minimize Fees/Taxes Dividing Inherited Brokerage Account?
My wife and her sister have inherited just under $2M in a brokerage account, to be split 50/50. The account is held at one of the big firms, and lets just say they Move Slowly at times responding to...
View ArticlePersonal Finance (Not Investing) • Quicken for Mac and support for new asset...
I love Quicken for Mac, but more than a year ago (September 27, 2022) they said they would support digital assets (https://www.quicken.com/press/quicken-s ... t-features):The new features...
View ArticlePersonal Finance (Not Investing) • Download spreadsheet of Amazon orders/items?
You used to be able to download a spreadsheet (csv file) of all orders and items per order, for calendar year 2023 or whatever. I don't see a way to do that now. Anyone know how to do this? Or maybe...
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