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Personal Finance (Not Investing) • Interest income taxability for NRA

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I will be a Non Resident Alien (NRA) starting FY 2024.

I have kept portion of my assets in Savings/CD accounts of a National bank, a Credit union as well as Wealthfront.

As per IRS, interest income is Nontaxable for NRA's (1), however, the page on taxation of NRA (2) lists FDAP income being taxed at 30% and the page on FDAP (3) lists interest income - third subbullet - as one of the many examples of FDAP.

What am I missing?

Also does anyone know if Wealthfront meets Nontaxable interest income criteria (1). If yes, does it's interest fall under portfolio income? Have reached out to them but yet to hear back

Reference:
1. https://www.irs.gov/individuals/interna ... ent-aliens
2. https://www.irs.gov/individuals/interna ... ent-aliens
3. https://www.irs.gov/individuals/interna ... dap-income

Statistics: Posted by reposetate — Fri Dec 29, 2023 12:35 pm — Replies 0 — Views 53



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