Personal Finance (Not Investing) • SSD Monthly Earnings Limit Issues
A friend is on SSD and is able to earn up to 1550 per month.Has W-2 job at Walmart and normally works around 22 hours a week. However, Walmart salary is paid bi weekly so for about 2 months each year...
View ArticlePersonal Investments • POGRX
Primecap Odyssey Growth Fund (POGRX) (ER 0.66)This is my only actively managed fund in my 80/20 portfolio with a small value tilt.I have used it for my ROTH IRA contributions/conversions since 2017....
View ArticlePersonal Finance (Not Investing) • Collecting on Accounts Receivable for...
This didn't used to be a problem, but over the past 12 months our small professional services firm has started to run up some significant accounts receivable. We send out periodic emails with payment...
View ArticlePersonal Finance (Not Investing) • TIAA Rollover Experience May 2024
I recently rolled two retirement accounts out of TIAA. I had read that it was an unpleasant experience and takes a long time, but I'm happy to report that they seem to have made it much better.Here...
View ArticlePersonal Finance (Not Investing) • DS asked for help retiring...she can't?
My sister as asked for some financial help. She would like to retire soon-ish but I do not think she is "ready". I definitely need more specifics (which are coming eventually, asking for help doesn't...
View ArticlePersonal Investments • Portfolio Review - Seriously? We could fully retire?
I recently discovered cFIREsim and FIRECalc and the results were shockingly good. Thought I would post here for a sanity check and any other advice from the great bogleheads. Please let me know if you...
View ArticlePersonal Investments • EE bonds
While working many years ago, I purchased EE bonds (Paper) through work. They are all coming due and I wonder if I gift to my grandchildren (ages 2 months, 2, 3, 4 and 23) is there an easy way to do...
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Personal Investments • Inherited Annuity Options if lump sum pushes up my tax...
My mother died recently, and I will inherit a portion of the non-qualified annuity she had. My preference would have been to never own an annuity, but here we are. She didn't ask my advice before...
View ArticlePersonal Finance (Not Investing) • Has anybody filed a complaint against...
I am getting blocked from getting my annual credit report. I got rejected online, and it said to mail a paper form. I haven't done it in a few years because I think last time I tried, I got rejected...
View ArticlePersonal Investments • Help me decide Roth 401k vs Traditional 401k please.
I'm 47, in the 22% tax bracket MFJ, current retirement assets in the (very) low 7 digits. My employer offers a 401(k) with matching contributions, the employer match is always tax-deferred.My current...
View ArticlePersonal Investments • Funding LTC with fixed income
This is my second topic about fixed income.We are in our early to almost mid seventies.My wife is beginning to show some early dementia symptoms that are really worrying for all of the normal...
View ArticlePersonal Consumer Issues • How much slack should I cut a realtor?
We have bought and sold many homes over the years. We have been fortunate to have some very forthright realtors, both as buyers and sellers, who did not sugar coat their words much. They would tell it...
View ArticlePersonal Finance (Not Investing) • PA state tax on pension?
[Topic is now in Personal Finance (Not Investing) - mod mkc]Anyone who knows or is from PA and knows…Asking for a friend who isn’t on hereHe said he was reading about drawing a pension under 60 in...
View ArticlePersonal Finance (Not Investing) • Money Sit in Vanguard Settlement Fund...
Hello,I have my Roth IRA at Vanguard and a taxable account where I have no money invested and just all of it sitting in my settlement fund (VMFXX), with the latter acting as an emergency fund. I have...
View ArticlePersonal Finance (Not Investing) • Unable to move 529 money to my Roth IRA,...
[Moved into a new thread from Secure Act 2 and 529 to Roth IRA transfers, check my understanding --admin LadyGeek] Okay my situation is all the criteria to move 529 money to a Roth has been met. Tried...
View ArticlePersonal Finance (Not Investing) • Fidelity CMA not showing payees for...
When clicking activities, I can see the dates, types, amounts, but not the payees. Does the same happen to you?The chat agent told me to call a number to contact the debit card team.Statistics: Posted...
View ArticlePersonal Consumer Issues • New ceiling fan help
I'm looking to see if anyone has some good input on new ceiling fans. I grew up with Hunter fans and installed 3 in our house. Unfortunately they do not seem to be built as they once were and the...
View ArticlePersonal Investments • Transition to new Vanguard Personal Advisor
I have invested in and relied on Vanguard Personal Advisor (PAS) for many years. I have been persuaded by Vanguards own forecasts (which have showed greatly increased anticipated returns for...
View ArticleInvesting - Theory, News & General • Stay in Your Seat - presentation by...
Just saw this presenation by Weston Wellington of DFA and thought it was really well done (cued up already to the start of his presentation at 4:43:19, just need to hit play). Showing how all the...
View ArticlePersonal Finance (Not Investing) • PrePay Discount Offers for Medical...
My luck has run out. For the first time, I’ll be dealing with medical expenses which will exceed my ACA Bronze HDHP OOP annual max of $8900. I’m dealing with reputable hospitals, etc, but everything...
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