Personal Investments • Going to a 100% Stock Asset Allocation Due to Nice...
Ms Cheapo and I just got nice pay increases which push our pensions above *all* our retirement expenses (including health care) by about 10%. Both our pensions are COLAed and our retirement expenses...
View ArticlePersonal Finance (Not Investing) • Paypal 5% cashback debit card
5% cashback offer that might interest someone that has a Paypal account. You have been able to get a debit card for easier spending of your Paypal balance for a long time. But recently they launched a...
View ArticleInvesting - Theory, News & General • Stock Price and Dividend Historical...
I have enjoyed downloading both stock price and dividend data in .csv files from yahoo finance for some years now. Apparently last month sometime, they decided to start charging for the data...
View ArticleNon-US Investing • Home ownership/non-ownership
I'm a US citizen living in the UK. My spouse is not a "US person" for tax purposes.What are the pros and cons of owning a home jointly, vs. just my spouse owning it?If we own it jointly, and we...
View ArticleInvesting - Theory, News & General • Sell Total bond fund (BND) to fund...
Does it make sense to sell Total bond fund (BND) to fund a 20 year TIPS ladder. Real TIPS average interest is about 1.69% and BND is down for me about -7.52% from its high of Aug 2020....
View ArticlePersonal Consumer Issues • Safe For Kids LVP Floor Cleaner?
I have Luxury Vinyl Plank flooring and I'm having trouble finding a ph neutral cleaner that isn't full of chemicals. I would like to use something natural at least until the kids are older and not...
View ArticlePersonal Investments • Where to park during phase-in?
I'm in my mid30s and I feel like I've been somewhat delinquent on thinking about investing. Currently, assets are $500k in low-cost / target index funds in retirement accounts (fine) plus $1.5m...
View ArticlePersonal Consumer Issues • Life in 50s, 60s, 70s, 80s, 90s, 100s (the second...
I am wondering what have folks been busy with or what challenges they have had to face in various stages.For me 50s seems to have been spent putting three kids through college one after the other.The...
View ArticlePersonal Finance (Not Investing) • Katz-Lacabe et al v. Oracle America
Does anybody know anything about this class action case? I recently received an Email indicating I might be eligible for compensation. As far as I can tell from researching the Internet it appears to...
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Personal Finance (Not Investing) • M/20s/MCOL Budget Critique
Hi y'all, I am currently working on optimizing my budget in light of some recent changes and upcoming expenses, and I would really appreciate your thoughts and insight. -----------------------About...
View ArticleInvesting - Theory, News & General • Avoiding Fidelity 401K trading...
Greeting,I'm dealing with a Fidelity 401K that has both pre tax and Roth parts to it. Each have the same percentage of S&P and Total Bond. I would like to fill the Roth with S&P and increase...
View ArticlePersonal Consumer Issues • Structuring my IOS calendar
I am trying to organized my iphone calendar better and may be help the kids too since one of my kids have been requesting help in this area. Here's what I hace been thinking.Set up separate calendar...
View ArticlePersonal Investments • Help interpreting Whole Life policy statement
Hello all -- we recently discovered paperwork for my MIL about a Whole Life policy under their name. It's through Great West Life Life & Annuity Insurance Company. The login options on their...
View ArticlePersonal Investments • Pre-tax+Roth 401k and Rule of 55
I’m watching the 401k balance grow higher each year, and running some projections to see when I could retire. In the back of my mind, I always had age 55 as a benchmark, since my plan supports the...
View ArticlePersonal Investments • Best option for investing money with lot of capital...
Due to hyperaggressive and ill-informed options and futures trading, I (and DS) have accumulated capital loss carryover in excess of 900k. Learning from the past lessons, we have saved and have saved...
View ArticlePersonal Finance (Not Investing) • Probability distribution graph on Google...
Looking online, but not finding anything yet… Can someone help…I have an event with a 10% probability of X, and a 90% probability of Y. I’d like to randomly generate numbers (which I can do on Google...
View ArticlePersonal Consumer Issues • Gmail or Own Domain Name for Personal Emails?
Wife/I will be changing from my Cable Internet Provider's email addresses to untie me from their internet service, for future flexibility.Now, do I:1. use our Gmail addresses (not used now)Pros:- no...
View ArticlePersonal Investments • I am getting ready to buy a NY Life SPIA Annuity. Need...
I am getting ready to buy a NY Life SPIA Annuity. Need some help/clarification.I looked at income from Stan the Annuity Man, Immediate Annuity, Blueprint Annuity, and Fidelity.All have the same...
View ArticlePersonal Investments • Understanding bonds - example
I am trying to better understand how exactly bonds might behave. Seeing some posts about 100% stocks, sometimes gives me FOMO. So, I wanted to make sure my idea about bonds is correct, which would...
View ArticlePersonal Investments • My bond portfolio is a "zoo with too many...
Hi everyone,I have been reading the forum and thinking about a number of things, including aiming for simplicity and making a part of the portfolio inflation-protected using TIPS.I realize my bond...
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