Investing - Theory, News & General • Is a 50% savings rate impossible...
I just listened to the Bogelheads On Investing podcast interview with JL Collins, Episode 053. I am a big fan of JL and his book, Simple Path to Wealth, is what led me to Bogelheads and index fund...
View ArticlePersonal Finance (Not Investing) • Want Thoughts On My Early SS Strategy
I will be turning 62 shortly, and am preparing to file for early SS benefits. I have wrestled with this decision given everything I've read that advises to WAIT, and would appreciate Bogelheads'...
View ArticlePersonal Finance (Not Investing) • issues with a 1031 exchange for...
I bought a duplex and have lived in one half and rented out the other half since I bought it. For my taxes, my personal residence and rental property have always been treated separately. I've claimed...
View ArticlePersonal Investments • Should I sell my treasuries?
I am considering moving a lot of my bond money, to lean towards corporate bonds. I would love some input. My reasoning, which I would appreciate your input, is the following:From a payer risk...
View ArticlePersonal Investments • Asset review for my 72 mother-in-law
I'm helping my mother-in-law with her finances and would like to get a second look from forum folks to confirm this is a reasonable plan. My main question is around an appropriate allocation of her...
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Personal Finance (Not Investing) • Help analyzing Universal Life policy
My father-in-law has a Universal Life to Age 95 policy. I posted about this about a year ago, and it has taken us a year to get an in-force illustration from the servicing corporation. I've taken a...
View ArticlePersonal Investments • RMD/Withdrawal Strategy from Inherited tIRA
Now that the IRS has ruled that RMDs must be taken out of tIRAs during the compressed 10-Year Rule for Non-Eligible Designated Beneficiaries, we are trying to strategize how to time the withdrawals...
View ArticlePersonal Finance (Not Investing) • How Calculate Post-Tax Equivalent of...
Post-divorce, my wife will pay me for half the health insurance cost for our kids. Let’s say for simplicity the cost of the insurance for the kids is $200 per month, so an even split would be her...
View ArticlePersonal Investments • RMD in Managed Acct
I have a 30+ yr relationship with an advisor/BFF who is managing a seven figure IRA acct.Next year the Clock has sounded and I must withdraw my RMD starting in MarchI’m not particularly happy about...
View ArticleInvesting - Theory, News & General • 529 Alternatives
I have been consistently (and heavily) contributing to my kids 529 plans since they were born. I have enjoyed a bull market and the tax-free growth in these funds have been fantastic. However, they...
View ArticlePersonal Finance (Not Investing) • Allocating costs for mid year sale of...
Hello everybody! It’s been a long time.We are closing on the sale of a rental property that we have owned for the last three years. The closing is next week. The property was rented until the end of...
View ArticlePersonal Finance (Not Investing) • Estate Planning for $6M Net Worth: Trust,...
Hi everyone,My wife (48) and I (51) have belatedly had our attorney draft pour-over wills, a revocable trust, and advance medical directives. Our primary goal is to ensure the care of our 14-year-old...
View ArticleInvesting - Theory, News & General • Rebalancing Question
Hi all, I'm a newly converted Boglehead. My brokerage has been in Schwab Intelligent Portfolio and while I loved the ease of it, I felt like it was too convoluted and had me in some...
View ArticlePersonal Consumer Issues • Opinion on immersive art experiences? Monet?
Seems like people either love or hate the immersive art experiences. Planning a trip to a city that currently has one on Monet and wondering if it would be worth it?Statistics: Posted by...
View ArticlePersonal Investments • Company moved 401k from Vanguard to Fidelity need help...
My wife's employer (large hospital) transitioned to Fidelity and today is this first day its been live after a 2 week dark periodYour employer matches up to 5.5% of your eligible compensation that you...
View ArticleInvesting - Theory, News & General • tracking the next coupon date of...
Does anyone have some advice/tools/tips/tricks for tracking all the next coupon dates for your bond or cd ladders?I currently have a ladder containing 45 bonds/cds. After I make a new purchase I...
View ArticlePersonal Investments • Help me get started
Hi all, I need your suggestions on the best way to create a solid investment portfolio.My background: I am 38 year old and started working full-time 2 years back. I have been maxing out my 401k and...
View ArticlePersonal Investments • Reverse Rollover of IRA [to employer 401(k)]
I have around 90k in my traditional IRA. I also end up adding at least one non deductible contribution to it back in 2021 or 2022. I have kept record of it using TurboTax. (form 8606)I am thinking of...
View ArticlePersonal Finance (Not Investing) • Credit score and its effect on insurance...
I applied for and received a Wells Fargo Active Cash credit card with $20k limit right after we purchase our new-to-us house. Purchases made in the first 15 months are interest free (as long as...
View ArticleNon-US Investing • Sell small position in Ishares World Small Cap?
Hi,I have a small position of less than 3% of my portfolio in Ishares World Small Cap (IUSN). I'm not making any contributions to it since early 2020 when i opted for keeping in simple and converted...
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