Personal Investments • 401K 403b Portfolio Questions / Financial Advisor...
Hi Bogleheads,I have been lurking around the Bogleheads forum for quite some time but finally got the courage to post my questions! I tried to compile our financial information as best I could below,...
View ArticlePersonal Consumer Issues • Do MAC users ever need Malwarebytes?
I've been running Malwarebytes on my MAC for a few years. No issues ever. Should I remove for simplicity ? If so how do I remove from MAC?thanksStatistics: Posted by relentless1 — Sun Aug 11, 2024...
View ArticlePersonal Investments • Best account to use cash strategically
My first bucket is 5 years of expenses in the form of stored "cash" that generates around 4.5% (30% is in 401/K, the rest after tax 70% but with taxable return, none in my roth ira). The second bucket...
View ArticleNon-US Investing • ETFs and IBKR
Hello, I have a question - having diligently read through ‘The Bogleheads Guide to Investing’, I quote from pages 47 - 48 on the topic of EFTs: ‘EFTs are not suited for investors who make number of...
View ArticlePersonal Investments • Considerations for withdrawing contributions from Roth...
Are there any formulas or guides for calculating whether to withdraw from taxable brokerage first vs. contributions to Roth IRA (via MBR Roth conversions) for liquidity purposes pre-retirement? I...
View ArticleNon-US Investing • U.K AA mix between ISA and general account.
A taxing questionUK basedMy AA is 60/40.A world tracker ETF for equities and an intermediate duration GBP hedged bond fund for fixed income.My understanding was that the fixed income assets were best...
View ArticleNon-US Investing • Help with Junior ISA Vanguard
Hi There,I hope this message finds you all well. I have just joined the forum further to reading the bogleheads book. I am a compete novice to the investment world and just starting out on my...
View ArticlePersonal Finance (Not Investing) • Financial Review: we thought about...
Thanks for everyone’s help in determining we could retire now, which we will do. With that said, what advice can you give regarding our state of affairs and investments? How would you invest and in...
View ArticlePersonal Finance (Not Investing) • 26 years old thinking to buy first home....
GreetingsAge 26 Single, no loans and debts, maximizing 401K and IRA every year. Credit score around 800 per my bank .Salary - $163K. Additionally I have sign on bonus that is remaining $7K/month for...
View ArticlePersonal Investments • Online bank with good online customer service? (Mainly...
Online banks’ customer service has drastically deteriorated. I’ve used Capital One and Ally Bank for years. Capital One’s customer service is not good, so I’ve been keeping my savings, checking and...
View ArticlePersonal Consumer Issues • Should I get this service from the dealership?
Late last year I bought a 2022 Acura which was used as part of their cutesy fleet and it had very few miles on it. I have a short work commute and am still shy of 8,000 miles on this vehicle. This...
View ArticlePersonal Consumer Issues • Pillow Recommendation; coop? latex?
Looking for a pillow recommendation. I've been using a polyester filled pillow from Target but my neck hurts after a couple weeks and they never seem to fluff up properly, even after putting them in...
View ArticlePersonal Consumer Issues • NEW KitchenAid Refrigerator & Double Oven...
Another "they don't make 'em like they used to" stories:Just received 4 new KitchenAid appliances (bought from a local, reputable appliance store, not a big box store). The refrigerator and both...
View ArticlePersonal Consumer Issues • Camcorder/Camera Recommendations? Music Teacher...
Hello:I'm a K12 music teacher, and this year, I want to film our school concerts to send to school community/parents/students etc. I'm imagining setting up a camera on a tripod and just letting it...
View ArticlePersonal Finance (Not Investing) • How to Avoid Medical Bankruptcy?
A friend was just telling me that his sister is going through medical bankruptcy after getting a cancer diagnosis last year. He said that she has decent health insurance and a prescription coverage...
View ArticlePersonal Finance (Not Investing) • NYC Upper West Side, Apartment purchase
Our daughter is considering buying an apartment in the city on the Upper West Side as she works at Columbia Presbyterian Hospital on 10th and 128. Does anyone have any experience or a trustworthy...
View ArticlePersonal Finance (Not Investing) • Annuity Factor for 72t
72t distribution = (IRA balance) / (annuity factor)How is the annuity factor determined for the fixed annuitization method?Statistics: Posted by japh — Mon Aug 12, 2024 10:06 am — Replies 0 — Views 70
View ArticlePersonal Investments • Planning for a different asset allocation in the future
Often, folks on this forum will write something like - "I'm at 90/10 right now, aim to retire at age 65, and therefore plan to shift to 60/40 five years before that to mitigate against a downturn...
View ArticlePersonal Finance (Not Investing) • Is It Safe to Keep Vanguard/Banking Apps...
Is it safe to keep Vanguard or other banking apps on your iPhone? What happens if someone steals your phone? Wouldn't it be easy for them to be able to login and/or receive dual factor...
View ArticleClik here to view.
Personal Finance (Not Investing) • Retiring Soon & Worried About Sequence...
Planning to retire soon. Below is my portfolio as of a few months ago. It's now grown to around 3.8M. I'm 63 and I'll take SS at 70 and estimate I'll receive around 45k/year. No pension or additional...
View Article