Investing - Theory, News & General • For those using taxable brokerage...
Hi Guys, For those of you in this boat and being as the market is up (but not back to all time high), how many of you that are retired plan on selling enough etf or mutual funds to live through the...
View ArticlePersonal Investments • VHCAX [long-term cap gains much lower than usual]
[edited thread title for clarity - moderator prudent]What am I missing. Looked at my recent Capital Opportunity December pay-out. Specifically Long-term cap. gains, $2.840403. THE WORST pay out as far...
View ArticleInvesting - Theory, News & General • Roth limits 2024
I saw this somewhere, but I want to confirm here: the Roth contribution limit in 2024 for those 50 and over has been raised from $7500 to $8000, correct? Our income is well under the level where it...
View ArticlePersonal Consumer Issues • Blood Testing / Genetic Testing / Methylation Panel
Hello Fam - I'm interested in getting a full blood panel / genetic testing / methylation panel. This is something I've never done before and there are many, many vendors. I'd like to solicit advice...
View ArticlePersonal Finance (Not Investing) • Solo401k Spousal Contribution Clarification
Hey all,Quick question for the Solo401k experts out there. If my wife materially participates in the business (no employees) and wants to contribute to our solo 401k plan (she's already on out plan...
View ArticleInvesting - Theory, News & General • How did US bonds do during WW1 and WW2?
Seems a bit hard to get historical data on this, but how did they do during then? Any link to a source or past thread?Statistics: Posted by RichIn7Years — Mon Jan 01, 2024 1:18 pm — Replies 0 — Views 50
View ArticlePersonal Investments • Vanguard transaction history report
I'm getting ready to transition my Vanguard account to the "new" brokerage platform. I have some old holdings with some uncovered shares in funds in which I never sold anything. I'd like to use the...
View ArticlePersonal Investments • Vanguard's RMD life expectancy
My (62F) husband's (76M) life expectancy for purposes of RMDs is being calculated by Vanguard using the Uniform Lifetime table. Their explanation says, "If your spouse is your sole beneficiary and is...
View ArticlePersonal Finance (Not Investing) • RMD from TIAA
My wife needs to start RMDs this year and has a 403B at TIAA. Can someone explain the process of making the withdrawal from TIAA. I have IRAs at Fidelity and it is very simple. I just go online and...
View ArticlePersonal Finance (Not Investing) • Accounting for combined business and...
Say you live in New York. You have a (deductible) business trip to Los Angeles. You combine that with a (non-deductible) personal trip to San Francisco.In scenario A, you return from San Francisco to...
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Personal Finance (Not Investing) • Roth Question regarding Income Limits
This is going to sound like a really dumb question, but I hoped to fund my 2024 Roth today as I approach my year, and my story is a bit different now. A. Does the income limit of $161K pertain to your...
View ArticlePersonal Investments • Case Study: Vanguard vs. Advisor Account (American Funds)
I have, what I believe is an almost apples to apple, real world analysis of investing on your own with Vanguard vs. using an advisor. Feel free to poke holes in my analysis, but I've tried to be as...
View ArticlePersonal Finance (Not Investing) • Optimize AGI for ACA
DW is on ACA for 11 months this year. Healthcare.gov applied a credit of $360/month ($3,960 total for 11 months) based on my AGI estimate of $127K. Our income is almost entirely from IRA withdrawals....
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Personal Investments • Small Business Help - Organizing Finances
Seeking advice for current situation regarding new marriage Wife and I got married about 6 months ago and we need to get serious and organized with our finances and saving. Me: - employed in financial...
View ArticlePersonal Investments • RMDs in 2025 = no backdoor Roth in 2024?
Hi, all. I am still working and have my of our tax-deferred savings in the federal government Thrift Savings Plan (TSP), our 401K equivalent.Since first allowed in 2010, I've been making...
View ArticleInvesting - Theory, News & General • Email confirmations for brokerage...
Executed some brokerage orders on Vanguard this morning and have not received any emails for the trades. Vanguard usually sends an email of the order details immediately after execution. Maybe a...
View ArticlePersonal Consumer Issues • Plumber's Auger - Clogged Shower Drain
Once a year, I hire a plumber to unclog a shower drain. He uses an auger and it takes about 15 minutes to unclog the drain. I have tried smaller devices to try to unclog the drain, but they do not go...
View ArticlePersonal Investments • NYSaves 529: share access with spouse?
My spouse and I have created some New York State 529s at nysaves.org for a few beneficiaries. Unfortunately some of them are in my spouse's account, and some are in mine. That's fine (and even makes...
View ArticleInvesting - Theory, News & General • Evaluating a company's ability to...
Hi all - this is my first post on the Bogleheads forum and I'm excited to join the community! For many years now, I've used a mixture of Tom and David Gardner's approach to investing as outlined in...
View ArticlePersonal Investments • Roth 401K + After tax rollover to Roth?
55 years old and have been fortunate in past 2 years to max contributions to regular 401k AND the after tax rollover to Roth IRA. For 2024, that would be $65K in contributions if I follow the same...
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