Personal Investments • yet another portfolio advice post
Hi all,Longtime lurker, first time poster.I have approximately $1M windfall that I'd like to put into a more aggressive-style set-it-and-forget portfolio. I also have around $350K I use for play...
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Personal Investments • How to gift a 529 to grandchild?
After much time spent reading through many many threads re: 529s and, specifically, grandparent owned accounts, we are still uncertain if we can or should do what we want to do. Please help if you...
View ArticlePersonal Investments • Sole proprietor, QBI, and Roth vs tax deferred
Should a sole proprietor with adequate tax-deferred account balances be opting for a Roth individual 401K instead of the Traditional tax-deferred 401k account, in order to take advantage of the...
View ArticleInvesting - Theory, News & General • What is the Most You Would keep in...
Based on these assumptions:-Fixed income = bonds, cash, I/EE bonds, CD, HYSA, MM funds -No pension -Age 45; retirement in 10 years Please express the amount as a multiple of annual expenses. So for...
View ArticlePersonal Finance (Not Investing) • Overestimating a 1099-INT form on your tax...
Let's say you don't know the correct exact amount on a 1099-INT form (for whatever reason).Is it OK to overestimate it to avoid underpaying your taxes?This is assuming it is not something huge, say...
View ArticlePersonal Consumer Issues • Replacing tankless water heater with tanked heat...
We have been in the process of slowly electrifying our house, but decided to speed it up due to a number of very big city/county/state/fed tax rebates to switch to electric appliances. We have a...
View ArticlePersonal Consumer Issues • Irrigation Service Bill
We have an irrigation sprinkler system that was installed over 10 years ago. The company no longer exists, the owner died. This spring i contracted with landscaper to turn off the system in the fall...
View ArticlePersonal Investments • Alternatives to retain Roth eligibility with...
40-year-old, recently married. Wife and I both got laid off simultaneously and are both on track for salary bumps in our new roles, so good problem to have. This will be our first year filing jointly,...
View ArticlePersonal Investments • Heavily investing in TIPS?
Hi. My wife and I are both 56. I am self-employed and she is a teacher with a pension. She will be retiring in 6.5 years and for the sake of retirement planning, I’m assuming I will, too. Here’s our...
View ArticleInvesting - Theory, News & General • [Which Fidelity International equity...
Would appreciate input and opinions on *which* international index fund to hold.I prefer that we don't debate whether to hold an international allocation or not, as those threads are quite well...
View ArticlePersonal Investments • Best International Fund in Taxable
I feel like this topic has been repeated over and over, but can anyone give me opinions on which international fund is the most tax efficient to hold in a taxable account. I've read numerous...
View ArticlePersonal Investments • $200k, retirement, home purchase - Thoughts?
Hi everyone,I'm fairly new to investing and would love some advice on my situation. I've been saving for a house for the past six years, but now I'm reconsidering my plan. I might delay the purchase...
View ArticlePersonal Consumer Issues • Mens Lululemon ABC pants and shorts? Which fabric?...
The ABC pants get great reviews, and they've been mentioned on here a few times. The fabric choices are confusing though. For anyone that has mens Lululemon pants/shorts, which is the best all-around...
View ArticlePersonal Consumer Issues • Need Help Unclogging a Drain
Need help unclogging a sink drain. This is a standard bathroom sink drain, not a toilet, shower, or garbage disposal. I already have the proper snake, power drill, and know how to use them. The only...
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Personal Consumer Issues • Vitamix 8oz discontinued bowl alternative
Hi,The Vitamix 20oz/8oz blending cup/bowl kit has been discontinued. It was compatible with the Ascent or Venturist Series.The 8oz was very useful for grinding spices, making dips, baby food. It was...
View ArticlePersonal Investments • Portfolio Review Request and Recommendation
Emergency Fund: YesDebt: 326k Mortgage at 3%. Tax filing: Married filing jointlyTax Rate: 24% Fed, 4.75% StateState of Residence: NCAge: 61Desired AA: 80%/20% Desired International: Somewhat agnostic,...
View ArticleInvesting - Theory, News & General • Deferred Income Annuity with Roth...
Hi:I am 64 years old and wanted to know if buying Deferred Income annuity (Starting 3 years from now) or a MYGA with Roth IRA funds make sense?Regards,Statistics: Posted by boglebogle2020 — Sat Jun...
View ArticlePersonal Investments • When to buy mutual funds
Hello,Recently rolled over a 401K to my TIRA. Currently holding the amount in the settlement fund earning over 5%. Funds are quite high and I believe there may well be a pull back this year, when I...
View ArticlePersonal Finance (Not Investing) • Best credit card to use to rent a car for...
Greetings Bogleheads,I need to rent a car for a six day 950 mile (round trip) vacation. Is there a best credit card to use to guarantee primary coverage and to avoid having to buy insurance from the...
View ArticlePersonal Investments • direct indexing with vanguard or fidelity
Has anyone compared direct indexing between vanguard and fidelityI have my taxable account mainly with fidelity (and maintain a smaller account with vanguard). I will be funding a direct index above...
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