Personal Investments • fixed asset location question
Allis it better to leave 6 figures in a settlement fund paying 5.26% at least till rates start till drop or is it better to ladder CDs or Treasuries? I was laddering mid 6 figures in both taxable and...
View ArticlePersonal Investments • Financial Advisor - on hourly basis?
Where can I find (and vet) a financial advisor, who is paid by the hour rather than through commissions or account fees.What are some good questions to ask them to determine how their portfolio...
View ArticlePersonal Investments • financial advisors
wondering if it's worth going to financial advisors such as fischer investments.i've had bad luck w three different advisors over the last 20 years. and i'm really wondering how much more difference...
View ArticlePersonal Investments • Portfolio review and advice after leaving FA
Thank you for reading this and offering your expertise. I am an early retiree and recently left my financial advisor of 2.5 years to return to self-directed. I want to transition back to a simple and...
View ArticlePersonal Consumer Issues • Need help Ordering New Mercedes
I'm in the market for a 2024 Mercedes Benz EQE sedan. Generally when I buy a car, I just emailed various dealers with what I want. I tell them I will just have them order the vehicle to my exact specs...
View ArticlePersonal Consumer Issues • Recommendation for good 3-in-1 jacket like LL Bean...
Hi,It has been 10+ years. It is time to buy a new LL Bean 3-in-1 Storm chaser jacket. But, it looks like they only sell it to business at a large volume. Could you please recommend something...
View ArticlePersonal Consumer Issues • Travel in Canada: Data-only Canadian e-sim for an...
We’ll be in Canada & Nova Scotia for 6 days and I’m getting a Canadian e-sim solely for a possible emergency, such as the car breaking down where there’s no Internet. I was thinking that I could...
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Personal Investments • Please advise on my early semi-retirement plan
1st time poster. Seeking advice on my early semi-retirement plan. Do you see any ways to improve the plan?DW and I are in our late 30s and live in a MCOL city in a state with no state income tax. We...
View ArticleInvesting - Theory, News & General • Faber: T-bills & Chill...Most of...
In this article, Feb outlines a bond-buying timing strategy that claims it doesn't require any guesses about the future, and improves risk-adjusted returns.1. Hold T-bills by default.2. When bonds...
View ArticlePersonal Investments • Bond Yields
[Several duplicates of this post have been deleted. All responses to all posts are merged here. Moderator Pops1860]Please explain these numbers. Vanguard VBTIX has 30 day SEC yield of 4.76% but...
View ArticleInvesting - Theory, News & General • Both Stocks & Bonds down
What is the longest period of time in history where both bonds and stocks have lost real value?Statistics: Posted by neopsych12 — Fri May 10, 2024 6:15 pm — Replies 1 — Views 211
View ArticlePersonal Finance (Not Investing) • Just filed for Social Security and feeling...
I’m 68 and 6 months and just filed for benefits to commence next month. Until recently, I was going to wait until 70. I’m retired,and very financially comfortable. My benefit will be $3964 vs $4340...
View ArticlePersonal Finance (Not Investing) • Wills, TODs, and promissory notes
We have incurred high costs so that my mother lives near us. At the request/demand of my sister, we kept her home to rent instead of selling it to cover her living expenses. We have documented these...
View ArticleInvesting - Theory, News & General • Why aren't there more multi-asset...
Why aren't there more multi-asset funds like Fidelity Multi-Asset Income (FMSDX)?Seems like it has everything in it but the kitchen sink - stocks, bonds, small percentages of junk bonds and...
View ArticlePersonal Consumer Issues • Custom outdoor cushions?
We recently added a firepit to the backyard and are looking for custom cushions for the bench seating area. Our quote from a local company was 7k using sunbrella fabric which seems pretty high. We're...
View ArticlePersonal Finance (Not Investing) • Should I switch jobs?
37 y/o anesthesiologist with family of 4. I'm the sole earner.Investments:1.5 million in retirement accounts (800K taxable, 700K tax advantaged. 90/10 split)500K home equity70K in 529Debt:300K owed on...
View ArticlePersonal Finance (Not Investing) • Insurance planning - advice on how to start?
Hi BHers! I've received some really great advice on fixing my portfolio and received answers to some very basic newbie questions. I hope you can help me get started on insurance planning!Currently, I...
View ArticlePersonal Consumer Issues • Mapfre insurance send policy cancelation refund to...
This morning I received an an email from Mapfre insurance with subject "MAPFRE Insurance Issued a Digital Payment". It's for the recent polity cancelation of $642.26. There are 4 options to receive...
View ArticlePersonal Investments • Aging couple move from NV to CA? Worried if health...
I’m 81 and wife is 79. So far I’m able to drive and we are able to go grocery shopping, doctor and health care procedures as well as go to a local casino once in a while (twice a month and win 20...
View ArticlePersonal Finance (Not Investing) • Base Pay vs. Total Comp. - Strategy?
Hi All,Without delving into too many details - In negotiations for a new job, would you offer your total compensation or just your base pay? Currently, total compensation includes up to XX% above my...
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