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Personal Finance (Not Investing) • Life Insurance Amount Sanity Check

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Hi All,

Please review the term life insurance amount that I have chosen, I just got approved for a ladder policy from Banner Life. Would greatly appreciate any comments you may have.

25 year : 3 X income.
with 20 year Rider: 6.2 X income.

Information:
Age: Mid thirties
Mortgage Balance: 1X income, no other debts
Work place Life: 1X income.
Kid will be two years into college 20 years from now, college funding plan already started.

If everything goes well we will reach our target retirement portfolio of > 25 X expenses in 20 years, spouse works w/ similar income.

Thanks.

Edit: All values are Gross income.

Statistics: Posted by krissky — Tue Jan 23, 2024 5:55 pm — Replies 7 — Views 277



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