We are retired at 60 and 62 with an ACA credit and I'm struggling a bit with the best approach to sell equities when rebalancing or just for retirement spending. It seems to me that any attempt to minimize capital gains while selling equities for retirement spending is actually a "sell low" strategy. I find myself looking for the holdings with the least gains so as to realize less capital gains.
What is the general consensus around this? Is selling low OK if it reduces ACA or IRMAA costs?
What is the general consensus around this? Is selling low OK if it reduces ACA or IRMAA costs?
Statistics: Posted by foursix — Wed Jan 17, 2024 5:28 pm — Replies 1 — Views 122