I converted my TIRA to a brokerage account last fall to avoid Vanguard's new fees. As expected, Vanguard has issued two 1099R forms for the two versions of the account. When I compared the distributions on the mutual fund 1099R with my records, it seemed that some QCD distributions were missing. I was concerned because those are necessary to meet my RMD requirements. However, when I looked at the brokerage 1099R, the missing distributions were included. So, the total distributions and withholding amounts are correct. It is just confusing when trying to match the 1099s with the distribution numbers. So, I am posting this to advise other Bogleheads that they should probably not be too concerned if their mutual fund 1099R does not show everything expected to be there.
Statistics: Posted by sport — Fri Jan 12, 2024 3:09 pm — Replies 2 — Views 296