Boglefriends
For my 20% international allocation, most of which is in a taxable account (so tax efficiency is critical), I struggle with which direction to go -- Total International (VTIAX/VXUS, IXUS) or Developed Markets (VEA). I’d like to understand what others do and why.
Pros for Total
—Total is “total”, which conforms to buy the haystack
Cons for Total (Pros for Developed)
—Total is less tax efficient because it has higher dividend yield and lower % of qualified dividends.
—Total has emerging markets, some of which are questionable investments (e.g., China).
—Total (0.08%) has a higher expense ratio than VEA (0.06%)
For my 20% international allocation, most of which is in a taxable account (so tax efficiency is critical), I struggle with which direction to go -- Total International (VTIAX/VXUS, IXUS) or Developed Markets (VEA). I’d like to understand what others do and why.
Pros for Total
—Total is “total”, which conforms to buy the haystack
Cons for Total (Pros for Developed)
—Total is less tax efficient because it has higher dividend yield and lower % of qualified dividends.
—Total has emerging markets, some of which are questionable investments (e.g., China).
—Total (0.08%) has a higher expense ratio than VEA (0.06%)
Statistics: Posted by Hot Sauce — Tue Sep 03, 2024 12:24 pm — Replies 6 — Views 361