Personal Investments • Employer 401k - What to do in the new year....

I have an employer 401k with $233k - stopped contributing to it for financial reasons. Also stopped having it managed ..... Most likely will never see retirement in a traditional sense but for what its worth and now that we are in the new year......

I am wondering if I just leave the monies where they are or for the sake of simplicity move all of the funds into a target date fund?

Here is the break down of what my employer 401k offers and shows my break down in dollars and percent

Index Funds
BlackRock S&P 500 Index Fund $65,563.72 28%
BlackRock Russell 1000 Growth Index Fund
BlackRock Russell 2000 Index Fund
BlackRock Russell 1000 Value Index Fund
BlackRock S&P 400 Mid Cap Index Fund $50,153.63 21%
BlackRock 0-5 Year US TIPS Index Fund
BlackRock Russell 3000 Index Fund
BlackRock MSCI EAFE Index Fund $46,930.38 20%
BlackRock MSCI Emerging Market Index Fund $20,573.21 9%
BTC Bloomberg US Aggregate Bond Index $50,371.25 22%
BlackRock Bloomberg US TIPS Index Fund
BTC Global ESG Index
BlackRock Bloomberg Roll Select Commodity Index Fund

Actively Managed Funds
BlackRock Cash Fund: Treasury (BRIXX)
BNY Mellon Stable Value Fund
High Yield Bond Fund
Core Plus Bond Fund
Emerging Market Bond Fund
Small Cap US Equity Fund
Large Cap Non-US Equity Fund
Non-US Small Cap Equity Fund
Emerging Market Equity Fund
Real Estate Securities Fund

They then also offer these target dates

Target Retirement Date Funds
BFA LifePath Retirement Fund
BFA LifePath Fund 2025
BFA LifePath Fund 2030
BFA LifePath Fund 2035
BFA LifePath Fund 2040
BFA LifePath Fund 2045
BFA LifePath Fund 2050
BFA LifePath Fund 2055
BFA LifePath Fund 2060

Statistics: Posted by investjack019 — Wed Jan 03, 2024 12:11 pm — Replies 5 — Views 248

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