I'm learning about the three-fund portfolio, how much the 0.75% fee I am paying my RIA will cost me over time, and reading and reading and reading links here like the BH Guide to Investing, and the Bernstein pamphlet.
I'm also reading LOTS of old and current threads here. (And by the way I am overwhelmed at how helpful you all are here on this forum. Absolutely overwhelmed at how much time and wisdom some of you offer up to total strangers, of which I am one of them so THANK YOU ALL..!)
So I went ahead and opened an individual account with Vanguard and have funded it with $10,000 just to get it opened and going.
I was going to drop this $10k into VTSAX, while I read about what international and what bond account I need to fund with the next tranche.
My plan is to direct strong six-figures gradually into this three-fund via Vanguard, or perhaps do a two-fund, and buy T-Bills thru Treasury Direct instead of a total bond index like VBTLX.
Any reason why I would want something different than VTSAX for my purposes here??
I'm also reading LOTS of old and current threads here. (And by the way I am overwhelmed at how helpful you all are here on this forum. Absolutely overwhelmed at how much time and wisdom some of you offer up to total strangers, of which I am one of them so THANK YOU ALL..!)
So I went ahead and opened an individual account with Vanguard and have funded it with $10,000 just to get it opened and going.
I was going to drop this $10k into VTSAX, while I read about what international and what bond account I need to fund with the next tranche.
My plan is to direct strong six-figures gradually into this three-fund via Vanguard, or perhaps do a two-fund, and buy T-Bills thru Treasury Direct instead of a total bond index like VBTLX.
Any reason why I would want something different than VTSAX for my purposes here??
Statistics: Posted by Front Toward Enemy — Fri May 17, 2024 2:52 pm — Replies 4 — Views 248