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Personal Finance (Not Investing) • Trust Distribution Tax Question

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I'm the Trustee of a Trust for a close family member. Here are ballpark numbers. The Trust holds assets with a value of about $150,000 and a cost basis of about $100,000. So, if I were to liquidate the Trust and distribute the proceeds to the beneficiary, he'd have to pay capital gains taxes on the $50,000 in capital gains. Instead of this, could I transfer the Trust's assets (Vanguard mutual funds) in kind to the beneficiary for him to liquidate over time as he wishes? To make things simple, the beneficiary would set up an account at the same brokerage firm that's holding the Trust assets.

If I were to do this, could this spread out his tax liability over time? Further, when the beneficiary dies, his estate would get the assets at their stepped-up basis, right?

Thank you.

MichDad

Statistics: Posted by MichDad — Tue Apr 09, 2024 12:07 pm — Replies 0 — Views 71



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