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Personal Investments • JWROS Investment Account - My Mom and I - Who Pays tax?

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My mom and I opened a JWROS Investment account together. I'm the joint owner and this account has no beneficiaries. She has 3 children including me. She will be the only one contributing to this account.

1) Who will be paying the tax on any interest? I'm assuming she will get the 1099-R because she setup the account and added me as the Joint Owner.
2) What happens when she passes away? Will this account solely belong to me? Would I owe any income, inheritance, estate taxes on it?

Statistics: Posted by fs20 — Sat Mar 30, 2024 10:19 am — Replies 0 — Views 51



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