Personal Investments • Moving solo 401K away from Vanguard/Ascensus - but where?
After many, many years of Vanguard loyalty, I may just be done! In addition to my and DH's IRAs and taxable accounts, I have had a solo 401K at Vanguard for years. Up until recently, I also had a 401K...
View ArticlePersonal Investments • Best Muni Money Market Fund at Fidelity?
What is the best (highest yield) national muni money market fund at Fidelity?Statistics: Posted by WhitePuma — Wed Apr 24, 2024 5:04 pm — Replies 0 — Views 31
View ArticlePersonal Investments • Roth Conversion - Please Check My Thinking
Please confirm (or correct) my thinking with regard to doing a Roth conversion.I currently have 190k in Traditional IRA. (Plus about 241k in taxable accounts)I'm currently 64 and not working. I plan...
View ArticleNon-US Investing • Indian citizen - Withdraw money from 401K and brokerage...
Hello Everyone,Thanks for taking time to read my question.Is it possible for an Indian expat to withdraw money from 401K and brokerage account after moving to India on yearly basis for retirement?I...
View ArticlePersonal Consumer Issues • Squirrels: do ultrasonic repellers work?
Got at least one in the attic. I know how it got in but don't want to seal it off until it is gone.Tried a trap but it didn't take the bait.Statistics: Posted by Sidney — Thu Apr 25, 2024 2:25 pm —...
View ArticleNon-US Investing • GIA to ISA CGT question
HiUK based investor hereI have some holdings in a general investment account (GIA) that I would like to transfer to an ISA. I'm trying to understand the best way to do this from a CGT perspective.The...
View ArticlePersonal Finance (Not Investing) • Trust Beneficiary Tax Rate
We have a joint trust being drafted where our two kids become trustees at age 30. Our bank, brokerage, and real estate will all be titled into our joint trust and upon the second death pass to Kids...
View ArticlePersonal Investments • Fidelity vs IBKR for Leveraged Portfolio (LifeCycle...
Hi all,I am planning to implement the LifeCycle Investment strategy and I decided to use margin loan and box spread to achieve the desired leverage to increase tax efficiency. I will probably borrow...
View ArticleInvesting - Theory, News & General • VXUS correlation
It seems like every time VTI is up, VXUS is also up, just less. The reverse also mostly true. Is there real diversification benefit to a large VXUS position along with VTI?Statistics: Posted by adave...
View ArticlePersonal Investments • RMD
I am turning 72 this year. I understand I can defer my first RMD into next year, as long as I take it my April 15, 2015. Does this mean that I would have to take my 2025 RMD by 12/31/2025, thus paying...
View ArticlePersonal Finance (Not Investing) • Crazy to LEASE a new Tacoma?
I need to sell my 2005 Tacoma sooner rather than later. We camp 50 nights a year, often in very remote areas and put in about 5000 miles a year towing our small camper doing so. Plus another 5K miles...
View ArticlePersonal Investments • SCHD Returns before 2011 Inception ?
I'm trying to find somewhere online that might have the Dow Jones U.S. Dividend 100™ Index historical returns before the Schwab etf SCHD 2011 inception date, especially to see how it performed as a...
View ArticlePersonal Finance (Not Investing) • Kid and tax strategy
My son is a college sophomore, 20 years old. When he was born, he was given $4k of stock by a relative that has done well and sits in an UTMA account. It is now worth around $80k. This generates $1K a...
View ArticlePersonal Investments • IRA Conversion or not
Trying to decide if I should convert some of our Traditional IRA to Roth before it's too late. I'm 72 and my RMD's will start next year. My IRA's are:TIRA-720KRoth- 75KWife is 69 and her IRA's...
View ArticlePersonal Investments • How to use TIPS?
Hi,I never bought or handled TIPS. We are 42/38 years olds. We do buy max I bonds. Our plan is to retire after 55 or at least slow down significantly until 60 and then stop. Our allocation is 80:20...
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Personal Finance (Not Investing) • $1.6M in ESOP in 30's with leadership...
Over the last couple years I've played a critical role in my company seeing a lot of success. My salary has doubled and the ESOP value has exploded. I have $1.6M in ESOP shares right now, and because...
View ArticlePersonal Finance (Not Investing) • buying house near peak
Hi there,While I understand the more obvious challenges with buying a house at peak market conditions:- Larger mortgage payments - In coming years, market can drop, and if I must sell (for any reason,...
View ArticlePersonal Finance (Not Investing) • Can I safely quit paying work?
Can I safely quit paying work? Tax Filing Status: Single, no dependents Marginal tax rate: 48%Age: 49 Gross Salary/Wages: 300K salary + ~300K RSUs / yearMaxing out Backdoor Roth (20K Pre-tax IRA, 46K...
View ArticlePersonal Finance (Not Investing) • Employer Contribution Credit for Solo 401k?
I recently came across a list of tax credits available for retirement plans and would like to see if one in particular, the Employer Contribution Credit, might be available for the plan my wife and I...
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Personal Investments • Taking student loan vs use personal fund
Hello -I suppose my circumstances are quite simple, yet I find myself lacking the confidence to proceed with the decision. Therefore, I'm leaning on your experience and expertise here .Situation: I...
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