Personal Finance (Not Investing) • Health Care premiums YoY?
I understand that the Obamacare premiums are calculated based on your AGI. The year before retirement, I will have a high AGI, but after retirement, this will drop a fair bit. Is the insurance premium...
View ArticlePersonal Investments • Portfolio Review for new Boglehead
I've followed the Boglehead forum for quite some time and figured it was time to leverage the collective knowledge on the forum to identify any blinds spots or possible optimization for our portfolio....
View ArticlePersonal Consumer Issues • Did you experience this buggy battery behavior on...
Good morning everyone,After reading this forum's recommendations of the advantages of e-ink devices I managed to get a used 2014 (7gen) Kindle.By any chance, did you experience battery charge status...
View ArticlePersonal Investments • % International Stocks
Newbie on a steep learning curve here; I was investigating Vanguard’s Digital Advisor, filled out the Investor Questionnaire and it returned a 7-fund portfolio offering based on my fairly conservative...
View ArticlePersonal Finance (Not Investing) • Self-employment tax 50% deduction for year...
Dear community,I have a side job for 1099 which started in 2023. I've heard that l can deduct 50% of the 15.3% Self-employment tax. Is this deduction done for the Self-employment tax for the year...
View ArticlePersonal Finance (Not Investing) • Social Security Estimates: Now and Later
My spouse and I are planning to retire in about a year. We're 53 so we have 17 years until we collect Social Security (at 70). The SS website allows us to enter future salaries at zero (to reflect...
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Personal Finance (Not Investing) • Using 529 to pay "rent" without...
Hi BH! I'm currently in grad school and living in a condo that I jointly own with my parents. I pay no rent and therefore have no lease. My parents would like to draw down my 529 by paying themselves...
View ArticlePersonal Investments • Over MAGI for 2024 Roth IRA
Hey folks,This year we received a large bonus that will put us very close, if not over, the Roth IRA MAGI limit for MFJ.I have already contributed $3,000 to our Roth IRA account this year so I need to...
View ArticleInvesting - Theory, News & General • Maximum length for LMP/TIPS ladder?
After making some adjustments to my LMP/TIPS a while back it now extends through age 81. What do people see as the maximum age or number of years a LMP/TIPS ladder should extend?Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Answering "Qualifying Child" 5...
https://www.irs.gov/publications/p501#e ... 1000220886 #3. To meet residency test, your child must have lived with you for more than half the year.#4. To meet support test, the child can't have...
View ArticlePersonal Finance (Not Investing) • Retirement budget planning and trying to...
Good morning,I keep a sticky note at work with my projected retirement budget written on it and I change it a bit over the years as cost of things go up. I'm 39 years old wife 39 also. 2 kids. Current...
View ArticlePersonal Investments • 401k Loan Paycheck Deductions Pre Tax ?
Hi all,Do paycheck deductions are pre-tax ??If yes, could please share any link to convince my employer. My 1st loan deductions are also taxed, i.e post tax.Thank You,YaswanthStatistics: Posted by...
View ArticleInvesting - Theory, News & General • VFSUX March End of month dividend...
I noticed that I did not receive an March end of month income dividend distribution for my holding of VFSUX (Short-Term Investment-Grade Fund Admiral shares).On the fund information page it claims a...
View ArticleInvesting - Theory, News & General • Any broker provides automatic fund...
Fidelity has introduced automatic ETF investing service, which is a big improvement to me.I wonder if any broker provides automatic fund exchange service?For example, in each month it will...
View ArticlePersonal Investments • What post-retirement land mines should I look out for?
I'm likely on the cusp of retirement and working on plans. As a reasonably financially literate person I think I'm in pretty good shape and have a model worked out, but what worries me a little bit...
View ArticleNon-US Investing • Is there any country for which G4 visa holders pay tax on...
Ukraine?Statistics: Posted by kyleplaytime15 — Sat Mar 30, 2024 8:37 am — Replies 1 — Views 121
View ArticlePersonal Investments • Possible to roll over 457b to Roth IRA or Roth 457b...
I am 50 years old and can retire at 53, since I've completed my 25 years of service at that time. I am taking advantage of the Special 457(b) catch-up contribution program, which allows a participant...
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Personal Consumer Issues • Weathertech back seat cover? Worth the premium for...
I have leather seats and a big dog who doesn't like sitting on a blanket or towel, so he paws it out of the way to be directly on the leather I'm trying to protect the leather and would like to get a...
View ArticlePersonal Investments • When To Slow Down…
Hello fellow bogleheadsThanks for everything you do here for the group. I’m interested in hearing the groups opinion on the following situation.Us: Family of 6; HCOL; ages 45; currently salaries...
View ArticlePersonal Investments • Leaving a financial advisor for Fidelity
A close friend has been using an advisor for several years and is interested in simplifying and taking control of her investments. Understands the "tyranny of fees" part of the equation and subsequent...
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