Personal Investments • AA in Tax Deferred account
My consolidation of my taxable account is almost complete. I'm waiting for day 31 to add to my position in BND. Right now in my taxable account I'm 60/10 with remaining funds in VMFXX. Mar. 15 is day...
View ArticlePersonal Investments • Asset allocation and location when approaching (early)...
Hi, I'm considering early retirement/FIRE in the next few years, and am planning for about 60 years of retirement. Withdrawal rate wise I'm pretty close now (slightly under 4%), but am not immediately...
View ArticlePersonal Finance (Not Investing) • Garbled First Name Web Payment Question
When I log on to my FTB (CA Franchise Tax Board) account to make a payment I see my First Name is totally garbled. I have a long first name but only the first character is correct. The rest of them...
View ArticlePersonal Investments • Growth stage venture asset class?
I know many on here have been critical of private equity because of the high fees and liquidity. Rick Ferri discussed this on one podcast episode with Aronson. He suggested a leveraged small-cap index...
View ArticlePersonal Investments • To sell or not, that is the question?
I've been slowly selling real estate. The property in question is a 3 family rental.I owe $145,000 on the place.Total rent's $3,900 monthMortgage, tax, insurance, sewer, water, electric $1,800...
View ArticlePersonal Consumer Issues • How to have a productive conference as a sponsor...
Hello Bogleheads,I am certain many of you attend or have attended industry conferences either as a sponsoring vendor (with a talk and/or booth) as well as non-sponsor attendee scouting for...
View ArticlePersonal Investments • Inherited IRA Rule Clarification
Any insight as to when IRS will clarify RMD requirements for individual designated beneficiaries?Have been reading up on this…amazed that IRS seems surprised over confusion and misinterpretation since...
View ArticlePersonal Investments • IRA contribution to lower MAGI?
Good morning,I was hit with a second tier IRMMA charge this year and am looking for a way to lower my MAGI this year. Here are the numbers:Age – 73 (74 in the last quarter)Traditional IRA taking RMD –...
View ArticleInvesting - Theory, News & General • Emerging markets flat
Emerging markets have essentially been flat for 15 years. Does anyone have faith in this market?I've been invested since 2020 in EM, and I'm barely even so far. The reason I invested here was to...
View ArticlePersonal Investments • How to fix: same assets held in taxable and...
Hi Folks,In the previous thread I started re my parents’ finances, there was a recommendation made to avoid holding the same assets in taxable as in tax-sheltered to prevent unintentional wash sales....
View ArticlePersonal Consumer Issues • Getting off cruise ship a day early
Royal Caribbean is saying they may not allow us off the ship in Tianjin a day early.The cruise ends there on a Monday but arrives on Sunday a.m. and is virtually a hotel for one day on Sunday.We want...
View ArticlePersonal Consumer Issues • Turbotax: IP PIN missing error
My efile was rejected for the following reason:IND-181-01 - The Identity Protection PIN (IP PIN) for the first taxpayer on your return is missingso, I went to the IRS website got a new IP PIN and put...
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Personal Finance (Not Investing) • California Turbo Tax Desktop - Options...
Hi,I'm using Turbo Tax Desktop version first time in my life. I always go to H&R Block with a tax expert but this year my taxes are simple so I thought I'd try Turbo Tax. I dont understand taxes....
View ArticlePersonal Investments • MLG Fund IV
I’m looking to invest in the MLG Fund IV. Wondering how taxes for a fund like this get handled. Are all gains subject to ordinary income tax? I imagine depreciation is passed down to investors but is...
View ArticlePersonal Finance (Not Investing) • What's your primary credit card?
I'm looking to make a switch to Discover and get at least a little something back. You?Statistics: Posted by gunny2 — Sun Mar 10, 2024 10:05 pm — Replies 23 — Views 1420
View ArticlePersonal Finance (Not Investing) • AGI v MAGI
If your SS benefits are taxed at 85% is the 15% that is not taxed added back to calculate MAGI for IRMAA?Thank you.Statistics: Posted by Dregob — Sun Mar 10, 2024 10:19 pm — Replies 1 — Views 359
View ArticlePersonal Finance (Not Investing) • Possible after-tax 401k over contribution?
Hopefully someone with experience can help me figure out if we did or did not over contribute to the 401k after-tax for 2023. We just realize this situation working on the taxes. Detail below but the...
View ArticlePersonal Consumer Issues • Want to leave the California bay area. Where to live?
[Moved into a new thread from: Is Calif Really That Expensive - Or Am I Missing Something? --admin LadyGeek]Not to take things off-topic but - if you were mid 30's with 200k income and wanted to leave...
View ArticleInvesting - Theory, News & General • 20 Lessons From 20 Years of Managing...
3. No one lives life in the long-term. Long-term returns are the only ones that matter but you have to survive a series of short-terms to get there.The good strategy you can stick with in those...
View ArticlePersonal Investments • Portfolio Critique
Basically, title.This is for my wife (age 37), myself (34) and our 15-month old. As for liabilities, we currently owe $370,249 on a 30-year fixed at 2.625% interest. The house is probably worth around...
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