Personal Finance (Not Investing) • How do we find home in Maryland with...
How do we find home in Maryland with challenging housing market and high mortgage ?=====================================================================Thanks for your replies to my threads.I find...
View ArticlePersonal Investments • Opinions of SPHY etf?
Hello folks. I am looking to capture some income from my non retirement portion of my portfolio. Currently I’m using VUSXX. My math could be wrong but it looks like I would be going from 845 a month...
View ArticlePersonal Finance (Not Investing) • Special needs trust language for...
This question is for those of you that have a standalone third party special needs trust which is the named beneficiary of a future inherited retirement account.Do you have specific section of...
View ArticleInvesting - Theory, News & General • Take advantage of higher rates by...
Last year I purchased a 10 year Gainbridge MYGA paying 5.5% with $50k in after tax money. Right now the contract is worth $53.5k. There is a "Free Partial Withdrawal" feature which currently allows me...
View ArticlePersonal Finance (Not Investing) • Did you receive a letter like this from...
I saw a USPS informed delivery email stating that the following letter is comming to my mailbox, but I never received it:Important information about filing form 5500 is enclosed. To be opened only by...
View ArticlePersonal Investments • Recommendations on building an income ladder for 5 years?
My mom is in a memory care facility and we are trying to structure her traditional IRA from a 3-fund portfolio into an income ladder to take out most risk to pay for the next 5 years of care until she...
View ArticlePersonal Investments • File for SS child benefit without filing for my own...
I am 65 and retired but I am waiting until I'm 70 to file for my social security benefit. My wife is 45 and working. We have a four year old daughter. Can my daughter (or me and my wife acting for our...
View ArticlePersonal Investments • Alternate Investment Sponsor-Alzheimer's Mystery
My husband was diagnosed with Alzheimer's dementia in 2019. He is a CPA with an MBA in finance, but as the disease slowly took hold, he made some strange and serious financial missteps. I have managed...
View ArticlePersonal Investments • $50k: MBD Roth, DAF, or taxable brokerage?
Spouse & I (45/49) are barely in the top tax bracket, for probably the next 5 years or so, then planning to semi-retire. We have extra cash flow of about $50k this year and are trying to decide...
View ArticlePersonal Consumer Issues • Suggestions reduce cost for Niagara trip
Hi all,looking for suggestions to reduce cost. Party of 6 (2 adults 1 senior 3 kids: 12 Years ,6months,20 months) planning for a weekend trip to see Niagara falls on the weekend of June 1st(Friday...
View ArticlePersonal Investments • Please help me exit Northwestern Mutual Life Insurance...
I am looking to exit Northwestern Mutual Life Insurance Policies. Can any of you financial guru's please help me confirm or advise why this would/wouldn't make sense? Adjustable Complife (there are...
View ArticlePersonal Investments • Newbie Portfolio Optimization
Hi folks. We would appreciate inputs how to optimize our portfolio for a family with two school age children. We did have a rocky life and our family income was fluctuating anywhere from $50k to...
View ArticlePersonal Finance (Not Investing) • How Many Days Various FEHB Plans Cover For...
A suggestion was made in another thread about starting a thread on FEHB Skilled Nursing Facility (hereafter SNF) coverage.The following info is directed toward those with Medicare. In short, as of...
View ArticlePersonal Investments • Asset location
Hi everyone,I have a question about asset location. I know that investors are advised to put the bond part of their investments in the non-taxable account and keep the equity part in the taxable...
View ArticlePersonal Consumer Issues • Survivable outdoor furniture for the blistering sun?
Pulled the trigger on a move to the desert with my new wife. Now we need a patio set.I'm open to wood, specifically teak, cedar, redwood, if it can be reasonably survivable with maintenance. I would...
View ArticlePersonal Finance (Not Investing) • Critique my ChubbyFIRE plan
Current situation:Ages 38 & 38Kids ages 5 & 3HHI $900k split down the middle$2.5M portfolio split in equal thirds taxable/taxfree/tax deferred $2.2M primary home$1.2M mortgageCurrent expenses...
View ArticleUS Chapters • Is the Los Angeles Chapter Defunct?
I reached out to labogle heads at labogleheads@gmail.com and haven't gotten a response. Did this chapter go extinct or something?Statistics: Posted by DonBogleone — Sun Apr 28, 2024 4:34 pm — Replies...
View ArticleInvesting - Theory, News & General • Is it necessary to be accredited to...
Following up on a side-topic in this thread, hoping for wider exposure...in an interview on the Rational Reminder podcast, Michael Green commented that (some) large-cap growth index funds broke the...
View ArticlePersonal Investments • Advice for a Newbie
Hello,I just found this site, and I was curious if I could get just a bit of advice as I prepare to overhaul my investments. The basics are: I'm 38, married, and have kiddos. We're debt free, aside...
View ArticlePersonal Finance (Not Investing) • IRS Form 1116 Foreign Tax Credit
Hello,I am claiming the foreign tax credit in excess of $300 due to foreign taxes paid on income from funds containing international investments (1099-DIV line 7). How do I fill out IRS form 1116 in...
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