Been saving all my life. Sadly, didn't become a Boglehead until 2018 so I have been in the market for 6 years more or less.
I am 45M. Single. Paid off home worth about 550k. Car is paid off too.
No retirement account. Probably a mistake but I prefer to have control of the money and opportunity cost is a real thing.
Asset allocation is 65% VTSAX, 20% VTIAX and 15% VBLTX. I have also parked some cash in Vanguard settlement fund at 5+ %. That's about 90k. I currently invest weekly in my asset allocation a set amount that never changes and when the market does bad, I double or triple that amount.
All this totals to about 1,700,000.
I also have an account with TD when I hold about 165k in an income producing portfolio of mostly covered calls ETFs.
I am aware I am doing a few wrong things like not having a retirement account. Been meaning to do that but with the market at an all time high again I find it difficult to do now.
I welcome any suggestions. Thanks
I am 45M. Single. Paid off home worth about 550k. Car is paid off too.
No retirement account. Probably a mistake but I prefer to have control of the money and opportunity cost is a real thing.
Asset allocation is 65% VTSAX, 20% VTIAX and 15% VBLTX. I have also parked some cash in Vanguard settlement fund at 5+ %. That's about 90k. I currently invest weekly in my asset allocation a set amount that never changes and when the market does bad, I double or triple that amount.
All this totals to about 1,700,000.
I also have an account with TD when I hold about 165k in an income producing portfolio of mostly covered calls ETFs.
I am aware I am doing a few wrong things like not having a retirement account. Been meaning to do that but with the market at an all time high again I find it difficult to do now.
I welcome any suggestions. Thanks
Statistics: Posted by fvaldes — Fri Feb 09, 2024 7:04 pm — Replies 6 — Views 405