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Personal Finance (Not Investing) • Rental car accident - Gap between Rental Co ask and Insurance company

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I had an deer-related accident with a rental car. Unfortunately, I had booked it on a credit card where I thought I had a rental car protection but did not. [It turned out that other cards by this provider had the coverage but my credit card did not have it.] Thankfully, my auto-insurance company is covering me beyond my $1000 deductible. The problem is that the rental car side (third party used by Avis) is asking for a much larger amount than the insurance company is paying. Amica feels that Avis is adding a lot of admin, loss of use charges and is not willing to pay that. The gap is not small.
  • Payments made = $1000 (deductible I paid) + $1,000.00 + $9,605.83 (Amica paid)
  • Gap = $4,142.80 (LOU, admin, appraisal, etc. that insurance company does not want to pay).
I am guessing that I will have to make up that gap, but I'd appreciate advice from the forum.

Statistics: Posted by kavm — Fri Jan 26, 2024 4:55 pm — Replies 1 — Views 272



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