Just throwing some ideas around here. What if I were to scrap the whole idea of asset allocation by percentages? I say this is the maximum dollar amount that I am willing to risk in stocks because they are risky. Let’s say hypothetically that is $300k . I’m an accumulator so once I reach that amount that I have put into stocks, I keep saving the same percentage of my income and put it all into safe assets I-bonds, treasuries, T-bills, TIPS, munis etc. As I get older and continue to accumulate my glide path into safe assets could naturally increase. Its a simple plan, thoughts?
Statistics: Posted by nyejos11 — Wed Jan 17, 2024 5:34 pm — Replies 0 — Views 86