I am interested in knowing the huge difference between the Schwab Robo Advisors withdrawal amount it recommends compared to a three fund portfolio with a 4% withdrawal rate. I have $750000 to invest in vanguard’s index funds but Schwabs Robo Advisor recommends a $45000 annual amount that I can withdraw. Why the huge difference. I entered a 20 year time horizon.
Statistics: Posted by John Sme — Mon Dec 18, 2023 7:37 am — Replies 2 — Views 167