I started a Roth 17 years ago, contributing the max allowed. Downside is most of that time was with Edward Jones but after I learned I was invested in over 20 garbage, high fee funds about two years ago I switched to Fidelity. Would love eyes on the allocation percentages and advice on tweaks needed. Value is 185k. I’m 42 and won’t draw anything for another 18-20 years or beyond. Contributing monthly to reach the 7k cap, currently auto-invests in FXAIX, spouse and I will work for at least 10-13 more. I couldn’t decide between VTI and FXAIX so did both![🤦♀️]()
SPAXX can be invested. PFE can be reallocated.
%
VTI, Vanguard Total Stock Market Index Fund ETF- 33
FXAIX, Fidelity 500 Index Fund -27
SCHD, Schwab US Dividend Equity ETF- 17
QQQM, Invesco NASDAQ 100 ETF -13
SPAXX, Fidelity Gov MM fund- 4
O, Realty Income- 3
PFE, Pfizer- 3 (was my first stock)
SPAXX can be invested. PFE can be reallocated.%
VTI, Vanguard Total Stock Market Index Fund ETF- 33
FXAIX, Fidelity 500 Index Fund -27
SCHD, Schwab US Dividend Equity ETF- 17
QQQM, Invesco NASDAQ 100 ETF -13
SPAXX, Fidelity Gov MM fund- 4
O, Realty Income- 3
PFE, Pfizer- 3 (was my first stock)
Statistics: Posted by caree711 — Thu Sep 19, 2024 2:37 pm — Replies 2 — Views 126