I have been on my wife's work health plan and doing some Roth Conversions but trying to stay in safe territory with the conversions. Last year 2023 some completely unexpected pension income from a family member's estate pushed us close to 325k AGI. I thought it would be no big deal since DW was planning to work a few more years and I could just delay going on Medicare. Changes at DW's employer will likely mean she leaves this year. Is there any way for me to avoid a visit from IRMAA? If the extra income had been from 2 years ago, I could probably point to job loss as an exception for IRMAA. Is there any way for me to do that for 2025? Or any other suggestions?
As always thanks so much to this forum for having a massive positive impact.
As always thanks so much to this forum for having a massive positive impact.
Statistics: Posted by Dufus — Thu Aug 29, 2024 11:34 am — Replies 2 — Views 294