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Personal Investments • How to know if robo-advisor TLH will save me money vs manual TLH?

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Hi all,

I manually tax loss harvest my taxable brokerage account at Vanguard.

Although money is in tax-friendly funds like Total Stock and Total International, I’m still paying quite a bit of taxes at 35% rate on some of my dividends and interest on MMF.

I wonder if it’s worth paying a roboadvisor like Vanguard Personal Advisor to automate my TLH.

Any tips on how to determine whether it’s worth going to a roboadvisor? If the extra 0.3% saves me a bunch of money through automatic TLH, I’d consider it.

Thanks!

Statistics: Posted by jastevenson — Mon Jan 08, 2024 3:01 pm — Replies 3 — Views 131



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