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Personal Investments • Cash Allocation Advice: Money Market vs. Treasuries (Interest Rate Cuts)?

Hi Bogleheads,

My wife and I are 36/35 and still in the accumulation phase. We're currently all in on VTI, with about 7% of our net worth in cash sitting in a money market account. Given the possibility of upcoming interest rate cuts, we're wondering if it makes sense to keep this cash in the money market fund or if we should consider moving it to short-term Treasuries or another option.

Thanks for your advice!

Statistics: Posted by mander75 — Sat Aug 24, 2024 10:01 am — Replies 4 — Views 329



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