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Personal Finance (Not Investing) • First Roth contribution for 2023 in 2024 & 5 year rule

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For a friend:

A Roth contribution for 2023 can made before April 15, 2024 .

Since the 5 year rule is based on tax years, a first Roth contribution on Dec 31 would count as on Jan 1.

What about the first contribution for the previous year?

If this is the first Roth IRA,
does the 5 year rule start with 2023,
or does it start with 2024?

Statistics: Posted by MathWizard — Tue Jan 02, 2024 1:19 pm — Replies 2 — Views 104



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