Looking to see if anyone can review our accounts for any suggestions. Married, late 30's, and have been saving without really setting an asset allocation directly but we would be fine with 90-100% equities as we still have some time to go before retirement. Hence mainly all equities, with a small percentage of bonds in some of the target retirement funds. Would it make sense to roll over her 401k to her second 401k with new employer? Thanks in advance.
Total:$781,700
Pretax:$497,40063.63%
Roth:$75,7009.68%
Taxable:$149,00019.06%
Pension:$59,6007.62%
His 401k
ExpRatioSavings% of account
0.075%$248,50031.79%Vanguard Target 2055 Trust II
0.075%$43,5005.56%Roth 401k - Vanguard Target 2055 Trust II
Her 401k (no longer contributing)
0.370%$116,30014.88%T. Rowe Price Retirement 2050 Trust Class F
0.015%$70,5009.02%BlackRock Equity Index Fund Class 1
0.370%$40,5005.18%T. Rowe Price Retirement 2040 Trust Class F
Her second 401k
0.210%$21,6002.76%RETIREMENTDATEFUND 2050 (RDF2050)
His Roth IRA
0.040%$16,2002.07%VTSAX
Her Roth IRA
0.040%$16,0002.05%VTSAX
Taxable
0.030%$9,0001.15%VOO
0.030%$66,9008.56%VTI
0.040%$67,3008.61%VTSAX
0.020%$5,8000.74%SWPXX
Cash Balance Pension
0.000%$59,6007.62%
Total:$781,700
Pretax:$497,40063.63%
Roth:$75,7009.68%
Taxable:$149,00019.06%
Pension:$59,6007.62%
His 401k
ExpRatioSavings% of account
0.075%$248,50031.79%Vanguard Target 2055 Trust II
0.075%$43,5005.56%Roth 401k - Vanguard Target 2055 Trust II
Her 401k (no longer contributing)
0.370%$116,30014.88%T. Rowe Price Retirement 2050 Trust Class F
0.015%$70,5009.02%BlackRock Equity Index Fund Class 1
0.370%$40,5005.18%T. Rowe Price Retirement 2040 Trust Class F
Her second 401k
0.210%$21,6002.76%RETIREMENTDATEFUND 2050 (RDF2050)
His Roth IRA
0.040%$16,2002.07%VTSAX
Her Roth IRA
0.040%$16,0002.05%VTSAX
Taxable
0.030%$9,0001.15%VOO
0.030%$66,9008.56%VTI
0.040%$67,3008.61%VTSAX
0.020%$5,8000.74%SWPXX
Cash Balance Pension
0.000%$59,6007.62%
Statistics: Posted by T700k — Sun Jun 23, 2024 8:47 pm — Replies 3 — Views 346