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Personal Finance (Not Investing) • IRA transfer and my RMD

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I'm transferring my IRA from Vanguard to Fidelity. I am subject to RMDs and have already taken some distributions from Vanguard this year that would count toward my RMD. What happens with my RMD after the IRA is transferred? Can I claim credit for distributions already taken at Vanguard before the transfer, or do I have to start over and take the entire RMD from my IRA after it's transferred to Fidelity? How is this reported to the IRS?

Statistics: Posted by RationalWalk — Sat Jun 22, 2024 8:36 pm — Replies 1 — Views 137



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