Hello, my wife and I are in our early 60's and have been married for decades. She has not worked much and most of our savings is in my IRA and Roth IRA. I'm confused about the Roth IRA 5 year rules. If (when) I pass before she does and she inherits my Roth, will she have a new 5 year period when she inherits this? To prevent this should I sort of finagle a Roth IRA for her now to start the 5 year clock now?
Statistics: Posted by AlTheMan — Sat Jun 22, 2024 7:05 pm — Replies 3 — Views 366