65.5 years old, Medicare
Wife 64, ACA
SS to start in 3.5 years
No Roth
IRA that will incur IRMAA with RMD
I had just about decided on large Roth conversions for the next couple of years to stave off IRMAA and hedge a return to higher tax brackets when I had this thought: I could wait to Roth until a significant stock market crash. That would be quite a hedge
Crazy thought ?
Wife 64, ACA
SS to start in 3.5 years
No Roth
IRA that will incur IRMAA with RMD
I had just about decided on large Roth conversions for the next couple of years to stave off IRMAA and hedge a return to higher tax brackets when I had this thought: I could wait to Roth until a significant stock market crash. That would be quite a hedge
Crazy thought ?
Statistics: Posted by EricGold — Sat May 04, 2024 6:41 pm — Replies 1 — Views 66