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Personal Finance (Not Investing) • Traditional and Roth IRA 2023 contribution - is this right?

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In 2023 I had $9,450 of taxable compensation, spouse had 0. I contributed $9,450 to my SIMPLE plan, making my total compensation $18,900. According to my tax return, I can contribute $7,500 to my ROTH and my spouse $7,500 to a traditional IRA. Is that correct?? I had always thought that total IRA contributions could not exceed taxable compensation. Before I contribute to both, I want to make sure I am eligible!

Thank you!

Statistics: Posted by lovejoypeace — Wed Mar 20, 2024 6:49 am — Replies 1 — Views 140



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