I am from Europe, and I lived in the US from 2014 to 2018. I still have 3 active credit cards:
- BofA Nature Conservancy - $2,000 limit (my first credit card, in 2015), no annual fee
- Amex Delta Blue - $9,000 limit - 2016, no annual fee
- Chase Sapphire Reserve - $24,000 limit - 2017, $550 per year
The only card (still to this day) that I use is the Chase one, given the highly attractive program. I do not use any other credit cards even in the country I am in now.
As I do not use the first two cards (besides the sporadic coffee purchase when I receive a new card of when the Chase is rejected online), I was thinking of closing them both for the sake of simplicity.
Even though they do not have annual fees, I feel uncomfortable having two lines of credits open (theft risk), especially as neither Amex or BofA accept non US addresses. I put my overseas address so it does not exist in US and I'm not sure what happens with the mail. Even though I am signed for paperless, we all know banks still send documents and letters over the mail.
I have no intention of moving back to the US (but it could happen depending on the right professional opportunity). What should I do?
- BofA Nature Conservancy - $2,000 limit (my first credit card, in 2015), no annual fee
- Amex Delta Blue - $9,000 limit - 2016, no annual fee
- Chase Sapphire Reserve - $24,000 limit - 2017, $550 per year
The only card (still to this day) that I use is the Chase one, given the highly attractive program. I do not use any other credit cards even in the country I am in now.
As I do not use the first two cards (besides the sporadic coffee purchase when I receive a new card of when the Chase is rejected online), I was thinking of closing them both for the sake of simplicity.
Even though they do not have annual fees, I feel uncomfortable having two lines of credits open (theft risk), especially as neither Amex or BofA accept non US addresses. I put my overseas address so it does not exist in US and I'm not sure what happens with the mail. Even though I am signed for paperless, we all know banks still send documents and letters over the mail.
I have no intention of moving back to the US (but it could happen depending on the right professional opportunity). What should I do?
Statistics: Posted by helloyou — Mon Mar 11, 2024 10:03 pm — Replies 7 — Views 853