Good Morning!
My employer recently modified our 403b plan. While we still have a great Fidelity total market index stock fund, our bond options are now bizarrely limited. Any advice on choosing between these? None seem to closely match my low expense/index ethos.
American Century Inflation Adjusted Bond R6 ER 0.26
Fidelity Advisor Total Bond Z ER 0.36
Principal Core Fixed R6 ER 0.38
PGIM High Yield R6 ER 0.38
I am leaning toward the Fidelity fund because it seems more index-y despite being actively traded (it holds far more bonds than the other funds available).
There isn’t an option to manage independently or select other funds, unfortunately. Thanks in advance for any advice!
My employer recently modified our 403b plan. While we still have a great Fidelity total market index stock fund, our bond options are now bizarrely limited. Any advice on choosing between these? None seem to closely match my low expense/index ethos.
American Century Inflation Adjusted Bond R6 ER 0.26
Fidelity Advisor Total Bond Z ER 0.36
Principal Core Fixed R6 ER 0.38
PGIM High Yield R6 ER 0.38
I am leaning toward the Fidelity fund because it seems more index-y despite being actively traded (it holds far more bonds than the other funds available).
There isn’t an option to manage independently or select other funds, unfortunately. Thanks in advance for any advice!
Statistics: Posted by michaelscott — Fri Dec 15, 2023 8:43 am — Replies 3 — Views 114
